Risk Analyst (hybrid)

Our client is a licensed e-money institution at the heart of a growing European fintech group. Their focus is on acquiring and payments innovation across Europe, combining the agility of a tech company with the responsibility of a regulated financial institution.

The Role – Risk Analyst

As part of the Risk Operations team, you’ll play a key role in managing day-to-day risk across our issuing and acquiring activities. This role sits at the intersection of compliance, operations, and product — perfect for someone who wants to grow in a dynamic fintech environment.

You’ll support the underwriting, fraud prevention, and dispute management processes that help keep our payments ecosystem safe and efficient. You’ll also have the opportunity to contribute to US underwriting projects, gaining exposure to cross-market operations.

What You’ll Do

Review merchant and partner business models to assess risk exposure

Perform enhanced due diligence (EDD) and risk underwriting

Provide 2nd-level support for onboarding and KYC teams

Manage dispute and chargeback cases (issuing and acquiring)

Contribute to fraud monitoring and prevention activities

Execute transaction monitoring and escalation processes

Support the rollout of US risk and underwriting initiatives

Help ensure AML and regulatory compliance within the EU framework

What You Bring

A degree or relevant professional qualification

2–4 years’ experience in customer underwriting, fraud prevention, or dispute handling within financial services or fintech

Working knowledge of risk management and AML requirements for regulated institutions

Strong analytical mindset and attention to detail

Excellent written and verbal communication skills

Fluency in German and English

Why Join

You’ll be part of a tech-driven, founder-led environment where innovation and regulatory excellence go hand in hand. Expect hands-on learning, exposure to international projects, and the chance to help shape the operational backbone of a fast-growing fintech.