Senior Software Engineer

Here at Lower, we believe homeownership is the key to building wealth, and we're making it easier and more accessible than ever. As a mission-driven fintech, we simplify the home-buying process through cutting-edge technology and a seamless customer experience.

With tens of billions in funded home loans and top ratings on Trustpilot (4.8), Google (4.9), and Zillow (4.9), we're a leader in the industry. But what truly sets us apart? Our people. Join us and be part of something bigger.

Job Description:

Purpose: The Senior Software Engineer will join our Mortgage Pricing & Eligibility Engine Team that focuses on automating the mortgage lending process. This position will help the team drive down the cost and time it takes to get a loan through the entire lending process. This is a full-stack position that will be ~80% backend and ~20% frontend.

What you'll do:

Make updates to core pricing and underwriting algorithms to expand the capabilities of the automation system.

Perform optimizations to improve the execution speed and reduce memory consumption of the core engine

Maintain the required configurations to keep the engine running accurately

Work closely with the product team and stakeholders to identify opportunities for automation and improvements to the lending process.

Build unit testing, integration, system, and user acceptance tests to ensure accurate implementation

Create solutions to improve the automation of the system specifically related to testing and configuration maintenance.

Propose new techniques and technologies for improving the engine capabilities

Provide support to Manager in developing project plan and schedules

Participate in requirement analysis, design, development, testing and implementation activities

Ensure to complete the assigned development tasks within deadlines

Work in compliance with coding standards and best practices

Provide assistance and mentorship to other developers as needed

Perform code reviews and recommend improvements

Review business requirements and recommend changes to develop reliable applications

Develop coding documentations and other technical specifications for assigned projects as directed

Analyze and resolve development issues accurately Who you are:

6-11 years of experience is Software Engineering and Web Application Development or related fields.

Demonstrated experience implementing new ideas and solve complex technical problems and design issues.

Prefer Experience working in our stack (TypeScript, React, Node microservices, AWS, Postgres, MongoDB).

Strong understanding of core software development concepts like fast algorithms and efficient data structures.

Ability to understand a specific mortgage industry concept and translate the requirements into code. This includes working with and implementing financial math concepts like amortization, APR and various qualification ratios. Why you'll love working at Lower:

You'll be surrounded by talented, dedicated people who believe in the company's mission.

You'll be able to shape the future of Lower's user experience.

You'll join a locally and nationally recognized best place to work that values promotion from within.

There is opportunity for professional growth and development. Plus:

Competitive compensation plan

Extended benefit offerings including: Medical/dental/vision

Paid holidays

Paid time off

Parental leave

Life insurance

Short- and long-term disability

401K with company match

Discount on home mortgage refinances or purchase

Job Type: Full-time

Work Location: Hybrid, Columbus, OH

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