Credit Intelligence Analyst (Business Banking)

Purpose Statement

Assume end-to-end responsibility for a credit intelligence workstream through:

Leading and guiding the delivery of complex analytical output.

Leading the identification, development, implementation and maintenance of new credit intelligence strategies and solutions

Address business problems relative to credit intelligence workstream.

Building and maintaining new statistical models to inform credit intelligence decision making.

Providing guidance and technical oversight to junior team members

Experience

Minimum:

4 - 6 years’ experience in retail credit analysis (including programming in SQL / SAS / R / Python, descriptive and diagnostic analytics, statistical modelling, and data visualisation).

In case of Honours degree: 3 - 5 years’ experience in retail credit analysis (including SQL programming and descriptive analytics).

Credit intelligence performance and optimisation.

Ideal:

Experience in assuming a leadership role during a project.

Portfolio specific experience

Capitec Bank experience

Qualifications (Minimum)

Bachelor's Degree in Finance or Statistics

Qualifications (Ideal or Preferred)

A relevant post graduate degree in Finance or Statistics

Knowledge

N/A

Skills

Communications Skills

Leadership Skills

Presentation Skills

Reporting Skills

Conditions of Employment

Clear criminal and credit record