Loan Officer

Title: Loan Officer

Location: Columbus, OH

Duration: Direct Hire

Job Summary:

Our client, located in Columbus, is seeking motivated and detail-oriented Loan Officers to evaluate, authorize, and recommend approval of loan applications for individuals and businesses. The Loan Officer will play a critical role in helping clients secure financing by assessing creditworthiness, explaining loan terms, and guiding borrowers through the application process.

Key Responsibilities:

• Evaluate loan applications and supporting documentation to determine creditworthiness and eligibility.

• Interview loan applicants to gather personal and financial information.

• Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans.

• Present loan options and explain terms and conditions to clients.

• Recommend loan approval or denial based on underwriting guidelines and risk assessment.

• Maintain up-to-date knowledge of loan products, regulations, and compliance standards.

• Build and maintain strong relationships with clients, realtors, and referral sources.

• Ensure all loan documents are complete, accurate, and compliant with lending policies.

• Meet or exceed sales and performance goals related to loan production.

• Follow up with clients throughout the loan process to ensure satisfaction and timely closing.

Qualifications:

• Bachelor’s degree in Finance, Business Administration, Economics, or related field (preferred).

• Proven experience as a Loan Officer, Mortgage Consultant, or similar role.

• Strong understanding of lending procedures, financial analysis, and credit risk assessment.

• Excellent communication, interpersonal, and customer service skills.

• Proficiency in loan origination software (e.g., Encompass, Calyx, or similar platforms).

• Knowledge of local, state, and federal lending regulations.

• Ability to work independently and as part of a team.

• Licensed by the NMLS (for mortgage loan officers) or willingness to obtain licensing if required.