Officer, Document Preparation

JOB DETAILS: To prepare Credit documents in line with credit sanctions and ensuring enforceability, fulfilment of all terms & conditions of sanction and in accordance with credit policy & procedures.To provide legal advisory & assurance services to credit, business, external vendors and general supervision of the document preparation and scrutiny team.

Efficient and timely preparation and Scrutiny of loan documents in line with business Service Levels and required Turnaround Time (TAT). Prepare and Scrutinise all collateral documents as well as supporting documents, letters, etc.

via CAMS templates through the specific use of the Sanction documents issued by Credit Evaluation in line with the credit policy & operational procedures.

Offer advisory and assurance services to the Bank’s business units on all legal related issues on the different credit facilities as presented for preparation of credit documentation & perfection.

Issue instructions to external lawyers that are aligned to the conditions of sanction, maintain a tracker of all files under preparation and escalate any issues to the different stakeholders.

Minimise credit operational incidents and losses by adhering to credit processes and procedures.Resolve all calls and queries relating to credit documentation preparation as per agreed service level agreements with stakeholders.

Effective oversight of all collaterals taken by the Bank and that documentation associated with credits availed, adequately secures the Bank’s position.

Ensure key internal controls are reflected within the Risk Control Assessment (RCA) document for the unit and checks are in place, reviewed on a regular basis to identify any gaps/new risks and ensure that mitigating actions are agreed and implemented.

Qualifications First Degree in Law from a recognised Institution.

Postgraduate Diploma in Legal Practice from Law Development Centre (LDC). Profound expertise and knowledge in legal aspects of Banking, Corporate law, land law, credit product dynamics, credit administration and regulatory standards At least two years’ experience in drafting/reviewing credit agreements in a reputable financial institution or law firm.

Demonstrates a high degree of accuracy, attention to detail, diligence & composure in a fast-paced environment with good understanding of rigour/risk management.

Additional Information Technical Competences Compliance Legal Risk Credit & Credit operations Evaluating Credit risk management effectiveness Behavioural Competencies: Checking Things Developing Expertise Embracing Change Following Procedures Interacting with People Managing Tasks