Graduate program Credit Risk & Control Team

Lombard and mortgage credit risk management allows to acquire skills in the areas of market risk, counterparty risk, derivatives risk, liquidity risk and mortgage risk. The role of credit officer also involves interactions with the various departments of the bank, whether at the front, middle or back office.

As part of the programme, the graduate will benefit from a rotation across other key areas within the bank, for example our credit structuring and structured products teams.

This graduate programme provides an excellent opportunity to gain hands-on experience in a dynamic and fast-paced private banking environment.

The successful candidate will have the opportunity to fast track into a credit officer career, covering our credit book across the Bank's various entities.

Key Responsibilities

• Monitoring and management of clients with margin deficiencies.

• Determination of bank’s risk appetite (Loan to Value and maximum acceptable weighting for securities held as collateral, based on Bank guidelines.)

• Supervision of High-Risk clients, particularly those with significant leverage due to the use of derivatives.

• Support in the development of Credit Risk monitoring reports for management or regulators.

• Support for local Credit teams across the Bank's various entities (Switzerland, UK, Luxembourg, Monaco…).

• Support for Front Office teams on credit-related matters.

• Collaboration and communication with other bank departments (Compliance, Legal, Treasury, Front Office, Credit Structuring, Asset Management…) to ensure the proper functioning of credit processes.

• Ensure compliance with Bank guidelines and regulatory requirements in Credit matters.