Engineering Manager

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Job Summary

Bread Financial is a technology-driven payments company that partners with merchants and partners to personalize payment options for their customers. Bread integrates directly with merchants on their ecommerce site and gives them a single platform that lets them offer more ways to pay over time. Bread's full-funnel recommendation engine serves up the right options at the right time, empowering merchants to sell more, improve conversion, and lift average-order-value.

Bread has enormous and engaging technical challenges. We need to verify online identity, predict fraud, and approve and price credit while providing a beautiful and frictionless consumer experience, all in real time. Our engineering team is seasoned, talented, agile, and quickly growing. We are looking to hire an Engineering Manager to join the current engineering team in continuing to build out our core platform, product, and teams.

Essential Job Functions

Lead a team of highly engaged associates and contractors, ensuring that team meets or exceeds the defined role expectations. Ensure that direct reports understand role expectations. Provide development to a team with ongoing coaching and feedback, performance management, career development and administrative support.

Coaching and mentoring development staff to enable them to reach their peak potential and cultivate high-performing teams. Provide peer coaching and feedback formally and informally. Request and utilize feedback to foster personal development.

Use recognized industry models and methodologies to develop, execute, and continuously improve development practices in collaboration with all major stakeholder and functional roles.

Actively participate in the development of technology and integrated application roadmaps. Utilize the software development lifecycle to implement technology solutions that create and enhance applications. Continuously improve applications and processes with a focus on quality, efficiency, and user experience.

Develop and maintain organizational strategies that support current and future workforce, business, and financial needs. Appropriately manage resource capacity and demand to meet business delivery and production support expectations.

Act in a leadership role to provide guidance to the development team and act as a liaison for multiple areas of the business and external clients. As necessary, work across the organization and function as Project Development Lead for enterprise-scale efforts. Develop and maintain organizational strategies that support current and future workforce, business, and financial needs.

Cultivate relationships across roles and organizations to maximize collaboration, partnership, and efficiency. Provide peer coaching and feedback formally and informally. Request and utilize feedback to foster personal development.

Expectation is to oversee at least two Golang microservices.

Support at least one business such as Credit Risk, Account Protection, Customer Care, etc. Maintain and manage one to two vendor relationships.

Minimum Qualifications

Bachelor’s Degree in Computer Science or related field or equivalent, relevant work experience

2+ years of experience managing and/or leading engineering teams.

2+ years experience with technical components utilized by the team (building scalable and reliable distributed systems, public web APIs and server-side languages and data stores such as Go, Java, PostgreSQL, Redis, etc).

Preferred Qualifications

4+ years managing and/or leading engineering teams.

4+ years of experience with technical components utilized by the team.

Strong understanding of front-end development principles, including modern frameworks and languages.

Hands-on experience with React or similar JavaScript frameworks.

Familiarity with microservices architecture and how front-end applications interface with distributed back-end services.

Experience working with Model-View-Controller (MVC) frameworks to build scalable, maintainable user interfaces.

Proficiency with cloud platforms such as AWS (experience with Azure or GCP also acceptable).

Proven ability to collaborate with product managers and cross-functional stakeholders to define, interpret, and deliver on product requirements.

Working knowledge of front-end quality assurance best practices, with familiarity in tools such as Playwright, Selenium, Cypress, or vTest for automated testing.

Skills

Agile Methodology

DevOps

JavaScript

Microsoft Azure Functions

Microsoft Azure SQL

Full Stack Development

Amazon Web Services (AWS)

Flutter Software Development Kit (SDK)

Reports To: Senior Manager and above

Direct Reports: 8 - 15

Work Environment

Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location.

Travel

Ability to travel up to 5% annually

Physical and Mental Requirements

To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship.

Communicate/Hearing

Communicate/Talking

Focus and complete tasks in situations that have a speed or productivity metric

Maintain focus in high pressure or fast-paced work environment

Other Duties

This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.

Salary Range (unless otherwise noted below): $133,500.00 - $241,900.00

Full Salary Range for position:California: $153,500.00 - $302,400.00

Colorado: $133,500.00 - $254,000.00

New York: $146,800.00 - $302,400.00

Washington: $140,100.00 - $278,200.00

Maryland: $140,100.00 - $266,100.00

Washington DC: $153,500.00 - $278,200.00

Illinois: $133,500.00 - $266,100.00

New Jersey: $153,500.00 - $278,200.00

Vermont: $133,500.00 - $241,900.00

The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.

Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates can immediately enroll in Bread Financial’s 401(k) plan.

All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year. Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO.

Hired associates will be able to elect the purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance.

Click here for more Benefits information.

About Bread Financial

At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.

Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers.

To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn.

Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).

The Company is an Equal Opportunity Employer.

Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.

The Company participates in E-Verify.

The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply.

The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at .

Job Family: IT Engineering

Job Type: Regular

R1011466