Risk Analyst

Position Information

The purpose of this classification is to process property and/or liability claims filed against the County for damages and losses incurred.

Essential Functions

Analyzes and provides analytical risk assessments for the purpose of minimizing or preventing losses and recurrences: surveys and analyzes County facilities, operations of County departments, and County programs; researches, evaluates, and recommends appropriate level of risk tolerance for County; reviews County insurance needs; identifies hazards and potential liabilities; and recommends corrective actions, coverage requirements, deductibles, limits, etc.

Administers property and liability claims: receives and processes information for automobile claims, boiler machinery claims, general liability claims, public official's liability claims, and physical damage claims; performs field visits to claim locations; takes/secures photographs of scene; obtains statements of involved and/or observing parties by telephone or in person; obtains recorded and/or written statements; conducts liability analysis; oversees claim valuation, settlement decisions, negotiations, payments, mediations and filing of documentation; and assigns lawsuits to the appropriate County attorney and assists attorneys in their investigations, interrogatories and monitoring of activities.

Maintains risk management information system: applies programming updates as needed to meet the needs of risk management; conducts staff training; and utilizes system to develop, analyze and interpret fiscal and statistical data and takes appropriate action based upon the analysis.

Manages automobile claim subrogation: confers with representatives of insurance companies regarding subrogation; provides claim documentation to at fault company; negotiates settlements; processes recovery proceeds; seeks legal counsel or filing of lawsuits to recover funds as necessary; purchases replacement vehicles and equipment for Public Safety and other departments when needed; and develops, gathers and collects cost data from automobile liability and losses to create reports for analysis by management.

Supervises the County's third-party claims administrator: oversees investigations; approves damages; provides information and guidance; evaluates/reviews and approves proposed settlement agreements; processes checks and wire transfers; resolves disputes with claimants and the third party administrator; and approves invoices for payment for administrator's services.

Performs special assignments as requested: conducts research and prepares special reports and projects; develops and implements Risk Management programs; and presents technical Risk Management data to management, elected officials, and others.

Performs other related duties as assigned.

Minimum Qualifications

Bachelor's Degree in Risk Management, Actuarial Science, or related field; supplemented by three years of experience in processing insurance claims; or any equivalent combination of education, training, and experience which provides the requisite knowledge, skills, and abilities for this job.

Preferred Qualifications

License claims adjuster

Experience managing claims for a government entity

Knowledge of Georgia insurance policies and regulations

Licenses and Certifications

Must possess and maintain a valid Driver's License.

Physical Abilities

Tasks require the ability to exert light physical effort in sedentary to light work, but which may involve some lifting, carrying, pushing and/or pulling of objects and materials of light weight (5-10 pounds). Tasks may involve extended periods of time at a keyboard or work station.

Sensory Requirements

Some tasks require the ability to communicate orally.

Environmental Factors

Essential functions are regularly performed without exposure to adverse environmental conditions.

EEO Statement

Cobb County Government is proud to be an equal opportunity employer. We encourage applications from all qualified individuals, regardless of race, color, national origin, sex, religion, age, disability, or any other legally protected status.