Title Examiner Central States (MI, OH, KY) - Westcor Land Title

Job Description

Summary

Title Examiners are responsible for abstracting and examining documents from the public records and providing title opinions based on the facts and documentation. This is achieved by using extensive title knowledge to examine the prior chain of title and all relevant documents for errors, identifying any title issues, & taking the necessary steps to ensure a clear title. In addition, the title examiner is responsible for providing accurate/ professional title commitments, while maintaining a high level of productivity in assessing risk and liabilities in accordance with policy provisions.

Essential Functions

Examine title orders within company guidelines to determine the conditions of the title and insurability by considering the effect of documents such as deeds, deeds of trust, mortgages, mechanics liens, tax liens, judgments, assessments, probates, and other matters of record

Research respective title plant software, analyze & evaluate pertinent record documents for determination of ownership, legal description, & any conjunction to title

Explain the chain of title, exceptions, and requirements to customers and managers

Recognize title defects and formulate a curative solution

Assess risks and liabilities that may jeopardize the company, and bring these matters to the attention of the local title manager, state title manager, or underwriter, as appropriate.

Maintain proper production levels and delivery standards on a daily basis

Work closely with the customer and management to meet time requirements for options, and assist with answering questions

Prepare an accurate and compressive title commitment in accordance with company examining and policy procedures

Perform other duties assigned by the manager

Participates in special projects and miscellaneous duties as assigned by management

Job Qualifications

Knowledge, Skill & Ability

Familiarity with title searching software preferred, such as DataTree, DATA Trace, FASTSearch, County websites etc.

Prior experience examining in the states of TN, AL, and or MI

Knowledge of underwriting policies and guidelines for specified states

Knowledge of real estate law and title and escrow curative procedures

Effective communication skills, both verbal and written

Organizational skills and ability to work within established time frames

Ability to work in a fast-paced environment while maintaining control.

Excellent problem-solving/critical thinking

EDUCATION, Form Training & Experience

High School diploma (or equivalent). Specialized training in word processing software, database or spreadsheet software (obtained either in school or by up to six months of training) is desirable.

Minimum of four years of industry experience

REASONING ABILITY

Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

PHYSICAL DEMANDS

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to sit. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; climb or balance; stoop, kneel, crouch, or crawl; and taste or smell. The employee must frequently lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, depth perception, and the ability to adjust focus.

WORK ENVIRONMENT

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

Westcor offers some great perks:

Health, dental, and vision benefits

Employer-paid disability and life insurance

Flexible spending accounts

401K with company match

Paid time off and company-paid holidays

Wellness Resources

Note: This job description is not intended to be an exhaustive list of duties, responsibilities, or qualifications associated with the job.

Full-time