Commercial Credit Risk Executive

Description

The Commercial Credit Risk Executive will be responsible for driving disciplined execution of credit risk management practices within the Commercial Bank and in alignment with Huntington’s risk appetite. This position will have responsibility, in partnership with Commercial business leaders, for driving and overseeing key credit risk activities for the Commercial Bank and ensuring appropriate consideration of applicable risk pillars, such as operational and reputation risk. Key activities will include identifying, monitoring, measuring, mitigating, and reporting on the risk and control environment.

Duties and Responsibilities:

Maintains SME knowledge of Huntington credit policies and key credit regulatory requirements and applies to Commercial credit products and processes

Understands credit risk associated with Commercial Bank products, systems, and practices and advises on control design and effectiveness, including identifying opportunities to strengthen control environment and supporting credit-related projects and initiatives

Supports Business Unit’s management of credit-related findings and action plans in alignment with Huntington’s Issues Management Policy, including escalation of off-track findings and/or action plans

Manages and understands applicability and impact of Commercial’s credit risk metrics, ensuring breached metrics have appropriate action plans and relevant metrics are in place

Conducts validation of actions taken to resolve credit-related findings, ensuring actions completed address root cause and demonstrate sustainability

Builds relationships and effective collaboration with key stakeholders (business leaders, business process owners, risk pillar owners, 2nd line of defense partners, Legal, Compliance, Audit, Credit Review, Technology, Segment Risk peers, subject matter experts, etc.) to drive implementation of risk management program and responsibilities

Identifies and assesses impact of emerging and top risks, including internal and external factors, and advises on the development of monitoring approaches and mitigation strategies

Completes risk and control self-assessments through qualitative and quantitative analyses of control effectiveness, residual risk, metrics, findings, risk acceptances, audit/examination results, and top and emerging risks by risk pillar in alignment with Enterprise Risk Management guidance

Leads or actively participates in governance forums including working groups, committees, enterprise programs, etc. to communicate segment risk points of view and to obtain perspective of corporate-wide goals and objectives

Supports Business Unit(s) to prepare for, manage, and respond to Audit, Credit Review, Compliance and Regulatory reviews/examinations

Develops and delivers risk information in presentations tailored to audiences including executive leadership, regulators, committees, etc.

Assesses credit risk associated with new or changed products, services, technology/systems, processes, or other initiatives to ensure alignment with Huntington’s risk appetite and governance processes such as the Products and Service Risk Assessment process

Basic Qualifications:

Bachelor's degree required in Business or related field

10+ years of progressively responsible experience in Risk Management or related field with focus on risk management frameworks, risk assessment, or ability to apply risk management principles

Preferred Qualifications:

Demonstrated knowledge and experience applying risk management principles

Proficient in Archer and Microsoft Office (Excel, PowerPoint, Word, Visio)

Knowledge of Commercial Banking products and processes

Acts with a sense of urgency and effectively adjusts based on priorities

Embraces and leads change and transformation through influence

Able to navigate differing points of view and perspectives with professionalism and growth mindset

Clear, concise, and organized communication appropriate for the intended audience

Able to navigate ambiguity in organizations, processes, and requirements

Able to lead and support the growth and career development of colleagues

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Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)Yes

Workplace Type:Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters: Huntington Bank will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington Bank colleagues, directly or indirectly, will be considered Huntington Bank property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

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