Responsibilities include but are not limited to: * Structure, draft, negotiate and review loan documentation for middle market transactions, including credit agreements, collateral agreements, intercreditor agreements, participation agreements, among others.
* Review of documentation for syndicated and participated facilities.
* Draft and review consents, waivers, reservations of rights, as well provide advice in connection with pre-workout or workout credits.
* Draft and review other documents such as confidentiality agreements, non-reliance letters, termination and release letters.
* Knowledge of laws, regulations, case law and market trends affecting the bank's commercial lending business.
* Work with representatives from various departments to address the legal requirements for policies and procedures.
* Identify and assess legal risk and provide legal advice and assistance in resolving or escalating matters related to commercial lending transactions.
* Manage outside counsel.
* Assist with developing and maintaining loan document forms.
* Provide internal clients with timely, effective, accurate, business-sensitive, professional, creative and comprehensive responses and other services to achieve business objectives.
Provide legal advice and guidance to senior management and department heads of the bank and its subsidiaries.
* Establish and maintain working relationships across all levels of the organization to be a trusted advisor on legal matters.
* Conduct business dealings to the highest ethical standards and in compliance with legal requirements and policies.
Required Skills: * Knowledge of and experience with Article 9 of the UCC and lending regulatory issues.
* Substantial experience in secured transactions, including, but not limited to, borrowing base facilities, asset-based facilities and commercial real estate transactions.
Experience in other specialty areas such as healthcare, fund finance and international lending preferred but not required.
* Experience in derivatives (ISDA documentation) and trade finance are a plus.
* Ability to draft complex loan documentation.
* Excellent verbal and written communication skills.
* Ability to apply principles of legal, logical or scientific thinking to a wide variety of intellectual and practical problems.
* Ability to read, analyze and interpret the complex documents.
Required Experience: * JD Degree and highly experienced licensed attorney with a minimum of 7 - 10 years of applicable experience.
* Experience with banking matters at a medium to large law firm with banking clients and/or an in-house legal department at a bank.
* Admission to practice in good standing in the state of New Jersey and/or the state of New York.
Preferred Experience: * Experience handling middle market and syndicated loan transactions.
* Familiarity with market trends and regulatory developments affecting commercial lending.
* Previous experience in a corporate legal department or government agency.