Credit Analyst/Associate â Diversified Corporate Team

Summary: Challenging position in Credit Risk Analysis (âCRAâ). CRA New York analyzes and recommends counterparty credit exposures, which are proposed by the bankâs business units in the Americas.

The Credit Analyst is assigned to a Diversified Corporate team, but may also work on other projects as needed.

Key Responsibilities: * Responsible for Diversified Corporate files. Assist, as needed, with other projects.

* Upon receipt of a credit request generated by the Front Office (commercial unit), the Credit Analyst reviews it for completeness, interfacing with the originators to obtain whatever additional documents, cash flow projections, industry data or other information is necessary for a thorough understanding of the risk.

* Writes a comprehensive credit analysis, evaluating the borrowerâs balance sheet and income statement, cash flow statements and projections, the structure of the transaction, exposure size and risks and mitigants in the proposal.

* Reviews and recommends the borrowerâs credit rating using the bankâs internal rating model.

* Works with the supervising Sector Head to determine a final recommendation to be presented to Senior Management and Credit Committee.

* Manages the completion of the file under the supervision of the Sector Head in order to meet deadlines.

* Verifies data inputs (including risk ratings, profitability assumptions) within several databases and works with commercial units to resolve issues, if any.

* Works on various ad hoc portfolio or counterparty research requests.

Salary Range: $100k-$120k #LI-DNI Competencies Essential: * Ability to analyze and summarize information * Ability to prioritize effectively * Ability to work autonomously * Ability to work successfully in a team * Adaptability to changing environments * Effectiveness at decision making * Ability to deal with issues Skills & Knowledge Essential: * Capacity to develop others * Capacity to delegate * Capacity to cooperate / work across disciplineÂÂÂÂÂÂÂÂÂÂÂÂÂ