Treasury Manager

Treasury Manager

Dubai, United Arab Emirates Posted on 08/12/2025

myZoi is changing lives for the better for those who deserveit the most. We are an exciting fintech start-up, awholly owned subsidiary of Standard Chartered Bank, aiming to promote financialinclusion globally. Our vision is to provide a level playing field to theunbanked and the underbanked in accessing essential financial services in anaffordable, convenient, and transparent fashion. We are looking for smart, ambitious,and purpose-driven individuals to join us in this journey. Please apply via thelink below if you are interested.

TheRole

The Treasury Manager will beresponsible for ensuring optimal liquidity across multiple entities and bankingpartners, forecasting cash and capital needs, managing FX exposures, andensuring compliance with regulatory capital requirements. The candidate will be expectedto drive the management of Cash, Liquidity, FX, and Debt raising/Financingacross the Group along with overseeing working capital management solutions.The candidate will be expected to be an expert generalist in all mattersrelated to the treasury.

KeyResponsibilities

Liquidity & Cash Management

Monitor daily cash positions across all operatingaccounts (domestic and international)

Manage liquidity with the UAE Central Bank forDomestic Settlements (UAEFTS, ICCS, DDS, etc.)

Ensure sufficient funding levels acrossnostro/vostro accounts for instant remittance and payout channels

Forecast short-term and medium-term liquidityrequirements across all bank accounts, incorporating inflows/outflows,settlement cycles, and seasonal trends

Optimize cash deployment and minimize idlebalances while ensuring operational readiness

Capital Planning & RegulatoryRequirements

Monitor and maintain compliance with CentralBank capital adequacy and liquidity requirements

Forecast capital requirements to support businessgrowth, new products, and regulatory changes

Plan and coordinate capital injections fromshareholders as needed to meet regulatory thresholds

Prepare capital adequacy reports for internalmanagement and regulatory submission

FX and Risk Management

Monitor FX positions and exposures acrosscurrencies

Liaise with banks and FX counterparties forpricing and execution of FX conversion. Also help setting up FX hedgingstrategies, if required

Maintain up-to-date knowledge of market trends andregulatory changes affecting treasury and FX markets

Banking Relationships

Act as the primary point of contact fortreasury-related matters with banking partners and the Central Bank

Support opening, maintaining, and optimizingbanking infrastructure for operational efficiency

Treasury Operations

Own and operate the treasury management process,ensuring strong controls and reporting

Reconcile treasury transactions and coordinatewith the finance team for accounting and audit purposes

Support automation and system improvements relatedto treasury processes

Reporting & Compliance

Prepare daily, weekly, and monthly liquidity,capital, and treasury dashboards for internal management

Ensure compliance with internal treasury policiesand Central Bank reporting requirements

Support internal and external audits related totreasury activities

Key Stakeholders

Finance team

Management team

CBUAE

External stakeholders

Standard Chartered Ventures and Group

Who you are

10–12 years of treasury experience in a bank,fintech, or financial institution

Strong understanding of liquidity management,capital adequacy, FX exposure, and settlement processes

Proven ability to forecast liquidity andcapital requirements across multiple bank accounts

Prior experience dealing with Central Bankaccounts, domestic settlement systems, and Nostro accounts

Experience working with multi-currencyenvironments and instant/remittance products

Proficiency in treasury systems and MicrosoftExcel; experience with TMS is a plus

Excellent stakeholder management and communicationskills

Excellent analytical and problem-solving skillswith attention to detail

Ability to manage competing priorities in a crossfunctional environment

Ability to work independently in a fast-paced,regulated fintech environment

Preferred

Experience with cross-border remittanceoperations

Familiarity with regulatory reporting in theUAE

Professional certifications such as ACT, CFA,or CTP are advantageous

AtmyZoi we strive to create a both a product and a team that embraces equality,inclusion, diversity and freedom. We want people who can be themselves andbring their own brand of value to the team. Come and join us!

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