Mortgage Post Closing Specialist

Formed in 1934, Telhio began as a credit union for Columbus Telephone Company (now AT&T) employees. Telhio now serves over 70,000 member-owners throughout central and southwest Ohio. As one of the largest credit unions in Ohio, Telhio is a strong financial institution that continues to serve its members through extraordinary service, innovative financial solutions and community involvement. After generations of service and growth, we never lose focus of our three core values - Caring, Commitment, and Integrity.

About our Position The Mortgage Post Closing Specialist is the individual that ensures the accuracy and timeliness of the delivery of the First Mortgages processed through Telhio and Investors. This position is responsible for the quality control of all first mortgages.

Responsibilities:

Works with Loan officers and Processors on new loan closings and funding’s

Review loan files (pre-closing) to assure loan has all Investor required documentation

Prepares loans for funding, transmits funds accurately to Title Closing company

Monitors loan files submitted to Investors for any “suspense conditions”

Inputs Government Monitoring into HDMA LAR. Responsible for accuracy

Upload loans through Lender Link to DNA for Funding

Ensures that once loan is funded and trailing documents have been shipped loan is finalized

Reviews approved and closed loan for regulatory compliance

Ensure and Verify the Integrity of data/documents and ensure that documents received meet both the Investor and Telhio Guidelines

Finalize original title policy, recorded mortgage and assignment when received from Title Company

Completes and mails all 1st Mortgage Statement of Denial to members

Process all funds received from investor and balance General Ledgers

Operates within compliance with all required regulations and policies, including all Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) policies, procedures and regulations

Qualifications:

High School Diploma Required

1-3 years Mortgage Servicing Experience

1-3 years Accounting

1-3 years Working knowledge and of Mortgage Products and Services

1-3 years Banking/financial services related experience Required

1-3 years Knowledge of Mortgage Process

Fundamental knowledge of Bank Regulations.

Very strong interpersonal skills.

Strong financial and analytical skills.

Knowledge of Procedures

Proficient in MS Office applications required.

Possess solid time management skills.

Excellent accuracy and attention to detail.

Excellent Customer Service Skills

Excellent oral communication skills

Must be knowledgeable of all applicable Federal, State, and Investor guidelines.

Must be able to handle multiple projects and tasks and meet deadlines.

Must be organizes and prioritize work assignments with minimal supervision

Flexibility relative to work schedule

Ability to work in fast-paced environment

Ability to work some overtime and some weekends required

What you will earn:

Competitive pay

Opportunity to earn incentive pay

Benefits: several medical plan options, dental, free vision, free life and free disability insurance

Additional financial incentive programs for employees enrolled in our insurance

6% matching and immediately vested 401(k) plan

Generous schedule for paid holidays, vacation and personal time for a healthy work-life balance

Opportunity for personal career growth, continued education and mentorship programs

Volunteer opportunities impacting the local community

PHYSICAL DEMANDS:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, you will need to have good manual dexterity as well as speaking and hearing ability. This position requires sitting; some reaching; frequent standing and walking; some stooping or kneeling. The employee must occasionally lift and move up to 50 pounds. It is expected that the employee will read, compile, compute and record numerical and statistical data.

This is a Non-Collective Bargaining Unit

Telhio is an Equal Opportunity Employer