Credit Analyst (Australian-based Mortgage)

ProgressPro Services provides top-notch outsourcing solutions specializing in customer support and back-office services. Our skilled team empowers businesses to streamline operations, reduce costs, and enhance customer satisfaction.

The Role

You will be responsible for :

Assess and analyze self-employed and complex PAYG deals with accuracy.

Calculate living expenses and ensure they align with lender policies and serviceability requirements.

Present mortgage options according to clients' financial goals and objectives.

Complete funding tables and valuations, as well as apply appropriate pricing discounts.

Thoroughly understand and apply lender credit policies, especially for Australian-based mortgage products.

Demonstrate a high level of proficiency with serviceability calculators, particularly Quickli.

Ensure all submissions meet the compliance standards of aggregators.

Prepare detailed and comprehensive submission notes to support loan applications.

Work effectively under pressure in a fast-paced environment, ensuring deadlines are met without compromising quality.

Ideal Profile

Minimum 2 years of experience working with an Australian-based mortgage broker.

Strong understanding of serviceability calculators, particularly Quickli.

Comprehensive knowledge of lender credit policies and aggregator compliance.

Proven experience in assessing self-employed and complex PAYG mortgage deals.

Ability to calculate living expenses and apply them to loan assessments.

Ability to present clear and viable mortgage options to clients based on their financial situation.

Strong attention to detail and ability to prepare detailed submission notes.

Capable of working under pressure and meeting deadlines in a fast-paced environment.

What's on Offer?

Remote work

Work devices are company provided

HMO + PTO

fullTime