Huntington Loan Center Director

Description

Summary:

The Huntington Loan Center (HLC) Director is responsible for all aspects of Business Credit Underwriting, reporting, adherence to regulation and compliance, direction of policy, and delivery of credit products to the Consumer and Regional Bank as well as the several commercial segments who employ the HLC as a utility.

Duties and Responsibilities:

Manages credit delivery and the workflow of customer credit requests for customers with revenues of $2-$50Million and typically would have $10 million or greater in autonomous loan authority.

Acts as a liaison for specific and global credit issues as an intermediary between credit risk administration and CRB Sales.

Liaison to regulatory oversite including the OCC, CFPB, and Fed Reserve Bank and responsible for internal and external audits (Credit Review, Internal Audit, OCC, etc.).

Manages projects or processes to improve overall accuracy or efficiency in the Huntington Loan Center.

Manages capacity models for incoming workload to assure prompt decisions of credit requests originating from the geographic area served.

Responsible for Expense impacts to P&L from HLC.

Committee Chair and member for Business Banking Credit CPSC Sub Committee as well as advocate for the Regional President.

Reviews and structures EMT+ loan requests, acts as mentor/coach to underwriting center leadership, sales directors, and regional presidents.

Approves loans directly or as second signer for those above center leader authority.

Identifies deteriorating credits, recommends downgrades and communicates with the RCO or BLC manager as needed.

Attends CARS calls.

Acts as backup to RCO or BLC Managers for credit policy issues and would typically review larger, more complex loan requests.

Travels to markets for purposes of team building, to understand issues in the individual markets being served and to participate in sales calls.

Oversee the other director level/grade 75 colleagues reporting to you, including CLC Director and BB Portfolio Management Director.

Performs other duties as assigned.

Basic Qualifications:

Bachelor’s Degree

10+ years of experience underwriting business/commercial credits within a banking environment

5+ years of management experience

Other:

Travel is required as this position travels to markets for purposes of team building, to understand issues in the individual markets being served and to participate in sales calls

Preferred Qualifications:

Bachelor's degree in finance, Accounting, Economics, or Business

Experience with SBA or other government guaranteed loan programs

Excellent analytical skills

Strong verbal and written communication skills, with the ability to clearly and logically document loan decisions

PC and Internet proficiency (Word, Excel, Moody's Financial Analyzer)

Strong Leadership skills

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Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)Yes

Workplace Type:Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters: Huntington Bank will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington Bank colleagues, directly or indirectly, will be considered Huntington Bank property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

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