Mortgage Loan Originator

The purpose of this job is to serve all customers by providing mortgage loan information, disclose fees, and gather data necessary to process mortgage requests.

Responsibilities

Determine the best loan product for customer

Devise marketing plans to seek referrals from agents and builders

Provide guidance for loan inquiries related to pricing, product information, documentation requirements, payments, closing costs and qualifying requirements

Complete applications and gather documents as needed to meet the parameters of the loan type, i.e., FHA, VA, Conventional, portfolio, etc

Develop referrals from internal and external sources. Maintain relationships with realtors by providing superior service

Originate and promote Trustmark’s Community Lending Loans and Products

Coordinate and assist the mortgage dept. in the origination and servicing of Community lending products and services

Qualifications

Minimum of 2 years’ experience originating agency eligible mortgage loans or equivalent experience in underwriting or processing of agency eligible mortgage loan products

Eligible for NMLS certification

Thorough knowledge of government and conventional mortgage loan guidelines and requirements

Extensive knowledge of the qualifying variables between mortgage loan products

Ability to analyze all documentation to determine accuracy and acceptability for agency and portfolio requirements

Knowledge of appraisal standards and acceptability

Ability to produce tax return analysis as required by conforming loan guidelines

Must know how to fully disclose and handle all applications according to compliance regulations

Ability to work and identify with a varied group of borrowers, housing related entities and other community-based organizations

Working knowledge of financial compliance and regulatory requirements

Computer skills

Interpersonal Skills

Sales skills

Communication skills

Analytical Skills

Junior college/Two-year college training preferred

Regular Full-Time