Mortgage Underwriter (FHA/VA)

CMG Financial has an opening for an experienced Government Underwriter. Must have their DE/Lapp/Sar Designations (Active). USDA, Bond experience a plus. They are responsible for the execution of underwriting based on company policy and standards. The Underwriter ensures sound decisions to protect the financial and operational interests of the company.

This position will be supporting the Central and East Coast Market.

Essential Duties and Responsibilities:

Underwriter FHA and VA loans by having active government designation (DE/Sar/Lapp)

Underwrite various other types of loans including Bond, USDA, Renovation and Construction.

Ability to underwrite 45+ initial underwrites per month.

Communicate regularly with the Loan Officers and/or Processor regarding status of loans via current technology.

Follows file and check orders as conditions are signed off and new information is received.

Maintains current working knowledge on current products.

Leadership with respect to direction of underwriting resources and credit policy execution within team.

Maintains conversation log in Byte to properly track the forward movement of the file.

Assists with training needs of other mortgage positions.

Ad hoc reporting.

Other duties as assigned.

Qualifications and Experience:

Minimum of five (5) years specific government underwriting experience.

Must possess valid DE and LAPP/Sar to underwriter FHA and VA loans

Recent experience underwriting Conventional loans.

Highly prefer underwriters who have experience in several of the following loans: Bond, USDA, Renovation and Construction as well.

Must have demonstrated satisfactory knowledge of DU and LP input.

Ability to properly interpret DU and LP, communicate and document their findings.

Intermediate experience with Microsoft Word, Excel, and email systems.

Ability to work in a fast paced, fluid environment.

Strong communication, interpersonal and organizational skills.

High integrity and confidentiality required.

PHYSICAL and ENVIRONMENTAL CONDITIONS:

This role operates in an ADA compliant office environment, utilizing typical office equipment and tasks including computer work. The position may involve partial stationary positions and moving throughout the day. Flexibility to work overtime to meet project deadlines is required.

Compensation: Base ranges from $90,000 - $100,000 plus bonus. Factors that affect base salary may include Underwriting experience and designations, overall knowledge, number of years worked in mortgage industry, types of roles performed, computer skills, experience specific to working with mortgage lenders, and education.