Risk Management - Strategic Analytics - Associate

Bring your expertise to JP Morgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Direct to Consumer Strategic Analytics Associate in the Chase Auto team, you will drive risk strategy for the pre-approval and refinance auto credit products. You will play a key role in acquisition and growth, requiring dedicated attention to the refinement of risk criteria, monitoring credit performance, and compliance with legal and fair lending standards.

**Job Responsibilities**

+ Use your analytical skills and knowledge of lending business to assess historical trends, identify patterns, and independently deliver insights, ideas and key findings

+ Articulate risk practices to non-risk audiences through frequent interactions with Finance, Product, and Marketing, and assess the cross-functional impact on risk.

+ Act as an owner-operator, the role requires end-to-end accountability not just for ideas but for outcomes, including execution, post-launch-refinement and impact assessment

+ Develop and maintain periodic analytics to provide management with full insight into emerging trends and the quality of the originated accounts

+ Attain a detailed understanding of key performance metrics and profitability drivers, enabling the delivery of insights encompassing the full account lifecycle

+ Acquire an understanding of the operational processes (e.g. manual underwriting, portfolio management, collections) which will aid in understanding acquisition performance drivers

+ Conduct ad hoc analytics and contribute to various projects representing Risk Management

**Required Qualifications, Capabilities and Skills**

+ BS degree and minimum of 3 years Risk Management or other quantitative experience

+ Background in statistics, econometric, or other quantitative field

+ Advanced understanding of SAS and SQL

+ Ability to query large amounts of data and transform the raw data into usable management information

+ Familiarity with risk analytic techniques

+ Strong analytical and problem-solving abilities

+ Strong written and oral communication skills

+ Experience delivering recommendations to management

**Preferred Qualifications, Capabilities and Skills**

+ An advanced degree

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans