Senior Payments Compliance Analyst

Senior Payments Compliance Analyst

Location: Columbus, OH (flexible hybrid schedule)

Department: Compliance

Reports To: Payments Compliance Manager

Base Salary: $75,000-$85,000

Qualifications:

Education: Bachelor's Degree required; advanced degree a plus

Certifications: CRCM preferred, not required

Experience: Minimum of 5 years of compliance experience in the financial services industry, with a focus on payments and consumer regulatory compliance

Strong understanding of consumer financial laws, including Reg E, UDAAP, GLBA, and BSA/AML

Essential Functions:

Serve as the subject matter expert on payments-related regulations and ensure compliance with applicable laws and internal policies

Lead and execute risk assessments related to payments products and services

Review and advise on marketing, disclosures, and customer communications to ensure regulatory compliance

Conduct and oversee compliance monitoring and testing activities

Identify and escalate regulatory risks and partner with business units to implement effective solutions

Track remediation efforts and validate completion of corrective actions

Participate in regulatory change management processes and interpret impact on payments products

Collaborate with Legal, Product, and Risk teams to support new initiatives and ongoing operations

Skills & Abilities:

Strong working knowledge of consumer protection regulations and payments risk landscape

Excellent verbal and written communication skills

Proven ability to assess risk and provide practical, business-focused compliance guidance

Detail-oriented with excellent problem-solving and analytical skills

Able to work independently and manage multiple priorities