Processor

Job Description

We are seeking a top notch Mortgage Loan Processor to join a thriving financial services company. This is a 100% remote position! This person will be responsible for reviewing loan applications, ensuring all necessary documents are included and approving or denying the loans. The ideal candidate will have 2+ years of experience, FHA, VA, USDA, Conventional or Jumbo experience, and strong organizational skills. Encompass experience is preferred but not required.

Responsibilities for Loan Processor

Evaluate credit worthiness by processing loan applications and documentation within specified limits

Determine all applicable ratios and metrics and set up debt payment plans

Interview applicants to determine financial eligibility and feasibility of granting loans

Review active loan files each day to determine if any documents are missing or what can be done to help the process along

Identify and recommend products that meets the customer's needs and the organization's lending guidelines

Communicate with clients either to request or to provide information

Utilize professional judgement to determine which potential borrowers represent good risk opportunities for the organization

Operate in compliance with laws and regulations and adhere to lending compliance guidelines

Qualifications for Loan Processor

Exceptional communication and customer service skills

3+ years' experience in the consumer loan industry

Current registration under the National Mortgage Licensing System and Registry

Strong attention to detail

Familiarity with computers and banking applications/software

Ability to work in a goal-oriented environment

Demonstrable customer satisfaction orientation and sales competencies record

Deep knowledge of direct/indirect lending products and practices

Excellent analytical and mathematical skills

Must have FHA, VA, USDA, Conventional or Jumbo experience

Encompass experience highly preferred

Full-time

Fully remote