Sr. Reconciliation Analyst

Job Description

If you’re the type who gets satisfaction from reconciling a complex transaction to the penny, loves the challenge of identifying patterns in data, and wants to be part of a fast-paced fintech company driving innovation in the payments space—you’ll feel right at home with us at Central Payments. As a Senior Reconciliation Analyst, you’ll be at the core of ensuring our financial operations run like clockwork.

What You’ll Do

• Monitor settlement of funds across credit networks, ACH, and payment processors

• Reconcile internal accounts (Fed, network, suspense, revenue) with precision and accuracy

• Investigate and resolve discrepancies, mitigating financial risks before they escalate

• Own and manage the escheatment process, ensuring regulatory compliance

• Maintain adherence to internal policies and ever-changing regulatory requirements

• Provide backup support within the department during peak periods or absences

• Collaborate with internal teams and partners to troubleshoot reconciliation issues

• Keep financial ops procedures fresh, relevant, and aligned with our goals

• Stay sharp on industry trends and bring forward process improvement ideas

Why You Should Join Us

• You’ll be part of a mission-driven fintech company shaping the future of payments

• We value growth—yours and ours—so we’ll support your professional development

• Collaboration and curiosity are baked into our culture

• Your work will directly impact operational success and innovation

• You’ll work in a dynamic hybrid environment with a team that values both precision and progress

What You Bring

• Solid grasp of prepaid debit, ACH, and payment network settlement flows

• Knowledge of payment products and reconciliation processes

• Strong analytical mindset with top-notch problem-solving skills

• Detail-oriented, highly accurate, and organized under pressure

• Excellent communication skills and a team-first attitude

• Proficient in Microsoft Excel; comfortable with new tech and tools

• Flexibility to adapt in a fast-paced, evolving environment

• Experience mentoring or training others on your team

Qualifications

• Bachelor’s degree in Business, Finance, or Accounting

• 3+ years in a financial operations or accounting role preferred

• Genuine interest in the payments, banking, or fintech industries

What We Offer

• Hybrid work environment (3 days a week in our Sioux Falls office and 2 days a week remote)

• Opportunity for professional growth in a fast-paced fintech company

• Supportive and collaborative team culture

• Competitive compensation and benefits package

Central Payments is an Equal Opportunity Employer.

Full-time

Hybrid remote