MI Reporting Analyst

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Job Summary• To act as management information coordinator for Credit Risk, liaising with key stakeholders as required, both internal and external.

• To provide timely and accurate reporting to Risk and business to enable informed decision-making. This is to be achieved by having an intimate knowledge of not only the various BI applications and data visualization tools that the bank uses but also knowledge of source data systems, banking products & services as well as the credit process.

Job Description

MI Production, Data Management and Analysis

Prepare, produce, coordinate, and compile management information for both Wholesale Credit and Retail team as required, including analysis and observations, and highlighting areas of concern to the management team.

Convert data extracts from various sources into relevant information with relevant reporting tools (Excel, Power Point, Word, and other applicable tools) that enable reporting as required. This includes compiling management information (MI) and any other ad-hoc queries while adhering to agreed deadlines.

Understand and interpret data

Provide analytical trends

Ensure consistent and timely delivery of analytics support to minimize losses and maximize profits through Trend Analysis, Impairment Analysis, Account management analysis, Profitability analysis, Stress testing, Fraud analytics, Collections strategies and loss reduction strategies

Use of statistical tools and techniques such as – forecasting, segmentation, predictive analytics

Identify new opportunities for enhancing, streamlining services through use of advance analytics, automation, and optimization.

Evaluate projects from a business perspective and showcase analytics value add across projects and different forums

Support the Portfolio Manager and Corporate Analyst with analytical solution for Retail Credit and Corporate Credit

Ensure timely and accurate submissions of regulatory and non-regulatory information

Validate impairment models refresh

Support running stress testing and credit policy changes

Analyse derived information to create value added understanding and knowledge of business in relation to performance trends by providing analyses against internal benchmarks and testing it against predetermined external benchmarks

Prepare customised reports based on user requirements and includes executive summaries and highlight risks and issues identified

Continuously identify opportunities to automate reports and to eliminate duplicate and manual report production

Business Risk Partnership / Team Working

Maintain a close working relationship with the various stakeholders: Corporate, Finance, Absa Business Support, Risk Control Unit, Retail Credit and develop a detailed understanding of their portfolio, risk and MI capabilities to add value, where appropriate.

Deliver service in line with agreed business needs, SLAs and policy framework. Monitor SLA parameters.

Work in partnership with colleagues and proactively anticipate, respond to and seek to exceed the expectations of customers.

Proactively contribute to embedding agreed change management initiatives in support of process and quality improvements.

Championing data integrity and consistent implementation of credit processes and standards.

Conduct impact analysis of any proposed changes and present the results to the head of MI for discussion

Participate in the project teams to ensure the MI components are continuously addressed

Manage expectations and contract deliverables

Governance and Compliance

Mandatory Risk and Control Objective:

Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise-Wide Risk Management Framework and internal Absa Policies and Policy Standards. Understand and manage risks and risk events (incidents) relevant to the role.

Conduct integrity checks on all extracted data to ensure correct data is incorporated into the reports

Escalate issues identified to the data governance organisation (DGO) and Group Information Systems (GIS), work with them to improve data quality and definitions

Escalate long outstanding data integrity issues to the Head of MI to take up at management levels

Document and regularly update detail procedures for the extracting of data and preparation and submission of the reports

Perform data back-ups according to the schedules and the frequency set by the business area

Conduct UAT (User Acceptance Testing) on all new or changed systems identified issues and escalate to the Developers and ensure issues are addressed prior to the go live date

Role/Person Specification

Preferred Education

Degree in Mathematics/Statistics/Economic/Accounting/Finance/Management with minimum 2 years relevant experience or equivalent bank related experience

Knowledge, Expertise and Experience

Essential

Good understanding of Operating Systems (Windows 98/95/2000/NT)

Good MS Office Skills (Preferably Word, Excel & PowerPoint)

Previous Experience in an Analytical role

Good Knowledge of the financial industry

Good Knowledge of Credit Products

Technical Skills

Competencies:

Analytical and Numerate

Solution oriented

Learning and Researching

Relating and networking

Adapting and responding to change

Creating and Innovating

Applying expertise and technology

Coping with pressure and setbacks

Planning and organizing

Presenting and communicating information – critical analysis and report writing

Education

Further Education and Training Certificate (FETC): Business, Commerce and Management Studies (Required)

R-15974567