Commercial Credit Portfolio Manager

Responsibilities

• Work independently to originate, analyze, process and service loans primarily for high activity, high profile or more complex accounts.

• Independently prepare loan proposals and analysis customized to each potential deal.

• Perform portfolio management activities for existing loans to include loan structuring, interest rate conversions.

• Maintain a high level of member engagement and consult with members to ensure member satisfaction and appropriate relationship and portfolio management for each member.

• Ensure that all credit risk management activities including risk ratings and annual reviews are completed in a timely and accurate manner.

• Assist with preparation of competitive materials and the presentation of materials.

• Help drive a high level of member engagement with focus on preserving the existing loan portfolio, growing loan volume.

• Monitor credit compliance, analyze associated risks, and consult with colleagues to develop an action plan for appropriate resolution.

• Monitor competitive issues and loan pricing for portfolio of assigned accounts.

• Detect potential problem credits and collaborate with appropriate staff

• Independently coordinate all aspects of loan negotiations and documentation.

Requirements

• Bachelor’s Degree in finance, accounting or related field.

• 5+ years of banking or other relevant experience dealing with high-profile, high activity accounts.

• Completion of credit training program in banking.

• Advanced knowledge and application of financial and accounting principles.

• Advanced knowledge of loan structures and legal documents.

• Excellent customer service orientation.

• Advanced analysis and critical thinking skills including credit analysis, interest rate modeling and portfolio structuring.