Loan Officer

Job Description

Remote work locations to include: Orlando, Palm Coast, St. Augustine, Palatka, Ormond Beach, New Smyrna Beach, Deland, Jacksonville, FL and Kingsland, GA.

Essential Functions:

- Interviews residential mortgage loan applicants.

- Requests specified information for loan application.

- Notifies applicant of loan decision.

- Corresponds with customers, applicants or creditors to resolve questions regarding application information.

- Recommends and outlines terms of loan.

- Informs prospective borrowers of loan commitments.

- Reviews developing laws and regulations as they apply to installment loan security agreements.

- Assists collection officer with delinquent account files for the financial institution.

- Responsible for quality loan growth.

- Mortgage Originator cannot, directly or indirectly, commit First Federal on any lending decisions.

- Provides the best service to our customers with innovative and creative solutions.

Minimum Qualifications:

- High school diploma or equivalent required.

- BA/BS degree preferred, but not required.

- Good understanding and knowledge of financial institution and products and services.

- Good cross selling, organizational, and communication skills.

- Able to communicate effectively with builders and realtors.

- Ability to deal with time constraints and strong attention to detail.

- Loan Officers are required to have a confirmed NMLS# with First Federal Bank before originating residential mortgage loans and maintain their NMLS# in an active status for the duration of employment.

- Extended hours sitting and performing computer tasks may be required.

Bilingual candidates encouraged to apply.

EQUAL OPPORTUNITY EMPLOYER / VET / DISABILITY

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Full-time

Hybrid remote