Loan Processor- Hybrid

Here at Lower, we believe homeownership is the key to building wealth, and we’re making it easier and more accessible than ever. As a mission-driven fintech, we simplify the home-buying process through cutting-edge technology and a seamless customer experience.

With tens of billions in funded home loans and top ratings on Trustpilot (4.8), Google (4.9), and Zillow (4.9), we’re a leader in the industry. But what truly sets us apart? Our people. Join us and be part of something bigger.

Job Description:

Loan Processor – Hybrid Columbus, OH

$24–$30/hr + Bonus Full-Time Hybrid (3 Days In-Office / 2 Remote)

Opportunities for Growth Mentorship High-Energy Culture

Are you a go-getter with a passion for precision, speed, and team collaboration? Do you thrive in a high-energy, fast-paced environment where ownership and autonomy are rewarded, and advancement is real? At Lower, we’re not just processing loans—we’re building futures. And we’re looking for a top-tier Loan Processor who’s hungry for success and ready to make moves.

Why You’ll Love It Here

Three days a week in our energetic Columbus office, two remote—flexibility meets team synergy.

Immediate access to hands-on mentorship from industry pros.

A culture of hustle, positivity, and ambition.

We promote from within—you grow, we grow.

Work that matters: Help people achieve the dream of homeownership every single day.

What You’ll Do

Own your pipeline: Manage 20+ units/month with accuracy and urgency.

Collaborate daily with Loan Officers, underwriters, and other departments to keep files moving fast and clean.

Clear conditions like a pro and keep the loan process airtight from start to finish.

Understand the nuances of income calculations, AUS findings, and investor guidelines.

Help implement smooth workflows and support constant process improvement.

Be the first line of quality control—catch issues before they become problems.

Stay on top of vendor communications (credit bureaus, appraisers, etc.) to avoid delays.

Who You Are

2+ years of experience in mortgage loan processing or underwriting.

Confident with DU/LP findings and income analysis—you know how to read the room (and the numbers).

Autonomous, yet a natural team player who communicates effortlessly.

Thrives in motion: You like being busy, hitting goals, and staying organized under pressure.

Positive mindset that doesn’t shake under stress.

Hungry for personal and professional growth. You want to move up.

High accountability. You own your work and love being relied on.

Bonus Points For:

Underwriting knowledge

Perks & Benefits

Competitive compensation + performance bonuses

Comprehensive medical/dental/vision

401K with company match

Paid holidays, PTO, and parental leave

Life & disability insurance

Home mortgage discounts

A vibrant, motivated culture you’ll actually enjoy being part of

Ready to Level Up?

If you’re a self-motivated, detail-oriented Loan Processor with the drive to build your career while making an impact—this is your moment. Join a company where momentum is the norm and growth is expected.

Apply now and bring your energy!

Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

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