BSA, Fraud, and Security Expert

Job Details

Meridian Administration - MERIDIAN, ID

Full Time

2A Professional

Description

How to apply: Complete an Online Application at our website for the specific job opportunity that interests you. Resumes are not accepted in lieu of an application.

Role: The BSA Fraud Security Expert provides financial services of superior quality and convenience by assisting in the performance of the credit union’s Bank Secrecy Act/Anti-Money Laundering (BSA/AML) programs; fraud detection and prevention, identity theft prevention, and physical security programs.

Pay: The pay for this position is $24.31 an hour.

Essential Functions & Responsibilities:

Monitor and detect fraud, using fraud systems and investigative techniques. Make timely and independent judgment on suspected fraud to determine action needed to mitigate the further fraud and loss. Work with member on steps needed to stop fraud. Instruct retail and operation departments on steps required to stop the fraud. Work with law enforcement as needed.

Perform thorough investigations of suspicious transactions that are escalated from various departments. Using investigative techniques, make timely and independent judgement instruct member and departments on the appropriate steps needed.

Independently respond to inquiries and information requests from outside organizations and financial institutions about possible suspicious activity and verification of transactions.

Educate employees on common fraud techniques, fraud trends in industry, and methods they can use to mitigate fraud on the front-end.

Manage the records and reporting of fraud from all areas of the credit union.

Create, review, and submit Currency Transaction Reports (CTRs) and Suspicious Activity Reports (SARs) using the appropriate systems as needed.

Assist in the FinCen 314(a) and 314(b) processes.

Participate in annual risk assessments for BSA/OFAC/AML and the security risk assessment for all plans in the security program.

With the assistance of the People Development Team, assist with the communication of the overall credit union security plan and the creation of curriculum that meets minimum staff training requirements.

Manage the delivery of activities to protect the physical safety of employees and members.

Monitor developments in laws, regulations, regulatory guidance and industry best practices for USA Patriot Act, OFAC, BSA, AML, privacy, safeguarding member information, fraud, and physical security.

Assist with the planning, preparation and completion of internal and external audits and regulatory examinations.

Maintains knowledge of all Credit Union products, services, and promotions.

Contributes to efficient Credit Union operations by performing other job-related duties as assigned.

Qualifications

Knowledge and Skills:

Experience: Three to five years of similar or related experience.

Education: High School diploma or GED.

Other Skills: Must have good communication skills.

Critical Job Competencies:

EPIC - Overall Core Values: Employees are empowered by being held accountable in their responsibilities and exhibit EPIC in Empowering Members by educating in financial solutions; Professionalism in all aspects of Member service both externally and internally; Innovation in delivering member products and services and in job performance by looking for efficiencies to better serve our members both externally and internally; and, Collaboration in listening and learning about the Members needs and collaborating to fill those financial needs as well as collaborating with internal members to best serve our Members.

Adaptability: Maintaining effectiveness when experiencing major changes in work tasks or the work environment; adjusting quickly and effectively to work within new work structures, processes, requirements, or cultures.

Communication: Clearly and accurately conveying complex information and ideas through a variety of media to individuals or groups in a manner that engages the audience and helps them understand and retain the message.

Managing Work: Effectively managing one’s time and resources to ensure that work is completed efficiently.

Quality Orientation: Independently accomplishing tasks by considering all areas involved, no matter how small; showing concern for all aspects of the job; accurately checking processes and tasks; being watchful over a period of time.

Work Standards: Setting high standards of performance for self and others; assuming responsibility and accountability for successfully completing assignments or tasks; self imposing standards of excellence rather than having standards imposed.

Very Important Job Competencies:

Decision Making: Independently identifying and understanding issues, problems, and opportunities; comparing data from different sources to draw conclusions; using effective approaches for choosing a course of action or developing appropriate solutions; taking action that is consistent with available facts, constraints, and probable consequences.

Initiating Action: Taking prompt action to accomplish objectives; taking action to achieve goals beyond what is required; being proactive.

Innovation: Generating innovative solutions in work situations; trying different and novel ways to deal with work problems and opportunities.

Safety Awareness: Being aware of conditions that affect employee safety.

Technical/Professional Knowledge and Skills: Having achieved an advanced level of technical and professional skill or knowledge in position-related areas; keeping up with current developments and trends in areas of expertise.

Physical Requirements:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to sit and/or remain in a stationary position; use hands to finger, handle, operate, input or feel; reach with hands and arms in any direction; talk, communicate, converse, exchange information and hear; balance, kneel, walk and stand, occasionally moving and traversing; and will frequently use a computer and/or phone. There may be repetitive motions, making substantial movements of the wrists, hands, and/or fingers. The employee needs the ability to wear personal protective gear correctly. This is considered sedentary work: exerting up to 10 to 25 pounds of force occasionally and/or a negligible amount of force frequently or consistently to lift, carry, push, pull or otherwise move objects, including the human body. Specific vision abilities required by this job include close vision, distance vision, peripheral vision and ability to adjust focus.

Work Environment:

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. The worker is subject to inside environmental conditions: protection from weather conditions but not necessarily from temperature changes and/or seasonal brightness through windows. This position may involve periodic stressful conditions. The Credit Union’s business days are Monday through Saturday between the hours of 8:00 a.m. to 6:30 p.m.; however, this position may occasionally require an adjusted work schedule, overtime, and to include evening/weekend hours. The noise level in the work environment is usually moderate.

Disclaimer:

NOTICE: This job description does not create a contract of employment and at all times your employment, if any, remains at will. This job description also in no way limits the duties to be performed by the employee, which may be assigned or modified from time to time by Capital Educators Federal Credit Union. Please know that Capital Educators Federal Credit Union is an Equal Employment Opportunity Employer and all decisions regarding employment including hiring and promotion are based on the individual meeting the essential functions of the job, with or without reasonable accommodation, and without a direct safety threat or undue hardship.