Credit Risk Manager

Our client, a major Chemical producer, is seeking their Credit Risk Manager to join them in Florida. The Credit Risk Manager is responsible for evaluating and managing credit exposure across a diverse portfolio of customers and vendors in the global chemical trading industry. This role will partner closely with internal stakeholders to maintain a healthy balance between growth and financial security. The ideal candidate will bring strong financial acumen, collaborative instincts, and a proactive approach to managing risk in a dynamic environment.

Job Description:

Credit Evaluation & Monitoring:

Evaluate new and existing customer creditworthiness using financial statements, credit reports, agency ratings (Moody’s, D&B, etc.), and industry benchmarks.

Assign and maintain internal risk ratings on customers and vendors.

Recommend and approve credit limits, increases, reductions, and on-boarding final approvals based on comprehensive risk assessments.

Monitor future credit limit exceedance risks by staying ahead of pending deals, contracts, and pipeline activity.

Request and review financials from clients to support ongoing assessments.

Continuously investigate new tools or methodologies for evaluating credit exposure.

Internal Collaboration & Communication:

Maintain constant communication with trade, sales, and procurement teams to stay informed on new deals, prospective customers, and developing risks.

Collaborate with internal teams regarding past dues, credit exposure status, and customer concerns.

Evaluate new and existing customer creditworthiness using financial statements, credit reports, agency ratings (Moody’s, D&B, etc.), and industry benchmarks.

Assign and maintain internal risk ratings on customers and vendors.

Recommend and approve credit limits, increases, reductions, and onboarding final approvals based on comprehensive risk assessments.

Monitor future credit limit exceedance risks by staying ahead of pending deals, contracts, and pipeline activity.

Request and review financials from clients to support ongoing assessments.

Continuously investigate new tools or methodologies for evaluating credit exposure.

Internal Collaboration & Communication:

Maintain constant communication with trade, sales, and procurement teams to stay informed on new deals, prospective customers, and developing risks.

Collaborate with internal teams regarding past dues, credit exposure status, and customer concerns.

Provide support to the accounting and operations teams with compliance-related activities as needed.

Support borrowing base reporting and communication with finance leadership.

Vendor Risk Management:

Vet vendors for potential credit and compliance risks, ensuring risk exposure is assessed across both customer and supplier sides.

Insurance & Compliance:

Manage the credit insurance policy and maintain the relationship with the insurance broker to ensure optimal coverage and negotiate better premiums.

Assist with claims and incident management, as well as tonnage tax support.

Ensure alignment with banking, insurance, and industry compliance standards.

Reporting & Risk Visibility:

Develop and maintain dynamic credit exposure reports and dashboards for leadership, showing real-time data across entities.

Key Responsibilities:

Credit Evaluation & Monitoring:

Provide timely updates and alerts regarding high-risk accounts, limit exceedances, and overall exposure trends.

Requirements:

Bachelor’s degree in Finance, Accounting, Economics, or related field.

5–7 years of experience in credit risk analysis, preferably within the commodity trading or chemical industries.

Strong knowledge of financial statement analysis, credit insurance, and credit rating systems.

Experience working with ERP systems and risk management platforms.

Excellent analytical, communication, and organizational skills.

Proven ability to collaborate across departments and lead credit-related initiatives.

Attention to detail with the ability to interpret financial and operational data.

Preferred but Not Required:

Experience with:

Insurance policy and claims administration.

Vendor and contract risk evaluation.

International trading credit structures.

Compliance or regulatory reporting.

Benefits:

Competitive salary and performance-based bonuses.

Compensation: 90k-130k plus bonus and all Benefits.

Health, dental, and vision insurance.

Retirement savings plan with company match.

Career development and training opportunities.

Friendly and collaborative work environment.

Location: West Harrison, NY.

Contact: Kevin J. Collins // .

Full-Time