Principal Engineer & Architect - Debit Card

About this role:

Wells Fargo is seeking a Principal Engineer to drive the architecture strategy for Wells Fargo Debit Card technology. The Principal Engineer will be a member of the Architecture & Engineering team within Consumer and Gen AI Technology. Learn more about the career areas and lines of business at wellsfargojobs.com.

Come join our innovative Architecture and Engineering team driving technical design and strategy across Consumer Technology. This is a high-impact leadership position where you will architect transformative solutions that drive business growth, while mentoring talented developers. You will have the autonomy to influence our technical roadmap and implement cutting-edge technologies that deliver exceptional banking experiences in support of Wells Fargo customers. As a technical visionary, you'll collaborate with cross-functional teams to solve complex challenges and establish best practices that elevate our engineering culture. If you thrive in dynamic environments and are passionate about creating scalable and resilient banking experiences that make a difference, this role offers the perfect blend of technical leadership, strategy, and delivery.

In this role, you will:

Design scalable and secure banking systems, leveraging proven cutting-edge technologies and best practices to deliver robust, reliable and compliant solutions.

Act as a technology advisor to engineering leaders on application, network, information security, database, operating systems, and web technologies for highly complex business and technical needs

Translate advanced technology experience, organization and business acumen, enterprise thinking, and complex technological opportunities into strategic technical engineering solutions

Lead technical design discussions and drive consensus on complex architectural decisions

Provide technical leadership and mentorship to a teams of architects and engineers, fostering a culture of innovation, collaboration and excellence

Collaborate with product managers, designers, and stakeholders to translate business requirements into technical designs

Contribute to the development of engineering best practices, coding standards, and development workflows

Identify and resolve critical technical challenges through innovative problem-solving

Drive continuous improvement initiatives that enhance system reliability, security, and performance

Participate in strategic planning to align technology roadmaps with business objectives

Evaluate and recommend new technologies to maintain competitive advantage

Required Qualifications:

7+ years of Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

5+ years of experience in one or a combination of the following: systems, applications, or architecture planning, sequencing and modernization

3+ years of Financial Services industry experience

3+ years designing technology solutions for partner software development teams; acting as Strategic Advisor

Desired Qualifications:

Knowledge and experience with consumer banking solutions, preferably in Debit Card technology

Experience in Cloud, Data, DevSecOps, Domain Driven Design, C4 or Archimate, Architecture Frameworks (TOGAF), and Agile

Ability to design at multiple levels of the technology stack, from high level enterprise architecture down to application component design and physical deployment strategies

Research and analysis including Competitive Analysis and evaluation of third-party technical products

Architecture strategy and road mapping

Adaptive communication skills; ability to interact with all levels of business and technical teams

Ability to partner with many different platform engineering and architecture teams on architecture that spans multiple areas; connect teams together

Ability to influence across all organizational levels, particularly senior management

Establish trusted relationships and provide mentorship to other architects and engineers

Job Expectations:

Ability to travel up to 20%

This position offers a hybrid work schedule

Relocation assistance is not available for this position

Locations:

3075 Loyalty Cir., Columbus, Ohio

333 Market St., San Francisco, California

300 S. Brevard St., Charlotte, North Carolina

1301 Solana Blvd., Westlake, Texas

800 S Jordan Creek Pkwy., West Des Moines, Iowa

550 S 4th Street, Minneapolis, Minnesota

194 S Wood Ave., Iselin, New Jersey

150 E 42n St., New York, New York

2600 S Price Rd., Chandler, Arizona

Compensation Range:

All locations: $144,400 - $300,000

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.$144,400.00 - $300,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

Health benefits

401(k) Plan

Paid time off

Disability benefits

Life insurance, critical illness insurance, and accident insurance

Parental leave

Critical caregiving leave

Discounts and savings

Commuter benefits

Tuition reimbursement

Scholarships for dependent children

Adoption reimbursement

Posting End Date:

30 Jun 2025

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

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