Credit Analyst- Structured Finance (Onsite - Boca Raton, FL)

Credit Analyst – Structured Finance

Boston Portfolio Advisors, Inc. (BPA) is a boutique consulting firm specializing in loan portfolio management, risk advisory, and financial administration services. With a legacy of thought leadership since 1979, BPA offers a dynamic and intellectually rewarding environment where employees are empowered to grow both professionally and personally. Our collaborative team culture and meaningful client work drive our success—and yours.

We are expanding our operations and seeking a Credit Analyst – Structured Finance to support client engagements focused on borrowing base operations, credit model development, and structured reporting. This is a hands-on, client-facing role offering exposure to high-growth hedge funds, asset managers, and institutional lenders.

The ideal candidate has strong analytical and financial modeling skills and enjoys solving complex problems in a collaborative environment. You will work closely with client stakeholders to interpret loan agreements, help build and validate borrowing base models, and support compliance with reporting requirements.

Key Responsibilities

· Support the development and maintenance of borrowing base models, including implementation of eligibility logic, exclusion rules, and concentration limits

· Assist in reviewing credit agreements and related documents to extract and apply borrowing base provisions

· Translate legal and financial requirements into structured Excel templates or system inputs under team guidance

· Prepare borrowing base reports and ensure outputs meet client and lender expectations

· Collaborate with team leads on client communications related to borrowing base compliance and reporting

· Contribute to the standardization of client templates and reporting workflows

· Participate in quality checks and help ensure data accuracy and model consistency

Qualifications:

· Bachelor’s degree in Finance, Economics, Accounting, or a related field

· 3–5 years of experience in credit structuring, loan operations, or borrowing base modeling (experience in consulting or financial services is a plus)

· Proficient in Excel modeling, including logic design, data validation, and reporting automation

· Familiarity with credit agreements, collateral eligibility, and structured finance concepts

· Strong organizational, communication, and time management skills

· Ability to manage multiple priorities and meet deadlines in a fast-paced environment

· Professional and client-focused, with the ability to engage confidently with sophisticated stakeholders

· Willingness to work full-time onsite in Boca Raton, FL