Credit Analyst

Job Overview: Our Credit Administration team plays a critical role in the safety and soundness of Fidelity's commercial loan portfolio. Ensuring accuracy, providing guidance, and doing in-depth analyses are just part of the job. The primary function of the Credit Analyst is to evaluate the creditworthiness of businesses applying for loans or credit from the bank. This includes reviewing financial statements, market trends, and other data to assess risk which will allow the bank to make informed decisions on loan opportunities. The analyst does this by preparing loan approval reports for commercial clients to document the strengths and weaknesses of the request. While knowledge of commercial lending and credit analysis are valuable, so too is a heart for service. Do you have a passion for numbers and people? Let's talk.

The candidate for this position will be responsible for:

Evaluating and documenting risk components related to loan requests from commercial customers

Analyzing financial statements and tax returns

Preparing loan approval reports

Ensuring conformity with Fidelity Bank lending policies

Performing collateral audits and loan reviews

Complying with regulations, policies, and standards of Fidelity Bank

Requirements for the position include:

A bachelor's degree in a business-related field

Basic understanding of balance sheet, income statement, and cash flow statement

Detail orientated with excellent communication and organization skills

High level of competence regarding Microsoft Word and Excel

The ability to work late and/or flexible hours is necessary

Preferred qualifications for this position include:

Commercial credit and loan administration experience

EEO/Veterans/Disabled

Permanent