Lending Analyst

New Hampshire Housing’s mission is to promote, finance, and support housing solutions for the people of New Hampshire. We have empowered over 55,000 families to achieve their dream of homeownership and have played a pivotal role in funding the development of over 16,000 multifamily housing units. Our dedicated team manages thousands of Housing Choice Vouchers annually.

We’re on a mission, and we want your expertise!

Are you detail-oriented and passionate about helping families achieve their dream of homeownership? Do you enjoy analyzing and approving mortgage loans, and want to make a meaningful impact through your work? If so, we’d love to meet you!

We’re currently seeking a full-time Lending Analyst to join our Homeownership Division at our mission-driven organization.

As a Lending Analyst, you’ll play a vital role in the mortgage loan process, ensuring that each loan aligns with our commitment to responsible lending and community support. In this role, you will:

Review loan files to ensure compliance with New Hampshire Housing, agency and insurer requirements and compliance. Collaborate with participating lenders to clear loan conditions and obtain missing documentation necessary to clear loans for purchase.

Review the loan pipeline and monitor loans approaching expiration date. This involves proactive communication with participating lenders to monitor loan status.

Deliver whole loan mortgage loans to the appropriate agency through whole loan delivery. Coordinate with division staff when loan delivery is complete for submission of collateral documents.

Oversee, manage, and disburse rehabilitation escrow account funds and the close out of the escrow account as required by insurer.

Originate, underwrite, and make recommendations for either approval or rejection of special initiative loan programs, assumptions and grant programs.

For training purposes, the first six months of work will be in the office. Intermittent remote work available after that time.

Your experience, skills, and education should include:

Demonstrated knowledge of all eligibility and underwriting requirements.

Strong knowledge of, and compliance with laws, regulations, and best practices related to mortgage lending.

Experience with Encompass preferred.

Experience with Microsoft 365 suite.

Education: three to five years relevant work experience

You’ll love us because:

Our employees are our most important asset and our policies, benefits and workplace culture reflect this value

You'll work with a highly engaged and diverse team

We’re known for excellence in the affordable housing industry

New Hampshire Housing is proud to offer:

Competitive salary

Multiple high-quality health insurance options

Vision plan

Employer-paid dental plan

Employer-paid disability insurance

Employer-paid life insurance

Undergrad and Graduate tuition reimbursement

Student loan repayment assistance

Two retirement plans with employer contributions to both

Flexible work schedules with remote/hybrid work options

Generous and flexible PTO plan

Paid volunteer time

Paid parental leave

Fitness rewards and reimbursement programs

And so much more!

As an Equal Opportunity Employer, New Hampshire Housing is committed to building a workforce that is as diverse as the people we serve.

Starting Pay: $27.75 - $33.75 per hour, dependent on relevant experience

and become a key player in our mission to provide affordable housing solutions in New Hampshire.

Interested in this Lending Analyst position but not sure you check every box? Don't let doubts hold you back! We value diverse perspectives and unique strengths. If you're interested in this role and motivated to contribute, we welcome your application. Your passion and potential might align perfectly with what we're seeking.