Credit Portfolio Management & Monitoring

Our Client, a Global Investment Bank, is seeking a Credit Portfolio Management Risk Analyst in their New York, NY location

About the Team:

The Credit Portfolio Management (CPM) team is responsible for managing enterprise credit risk across the Commercial and Investment Banking business. The team sets firm-wide Risk Appetite and leads portfolio stress testing, concentration risk management, identification of emerging risks, and comprehensive industry/sector credit analysis. CPM supports proactive risk monitoring by leveraging a wide array of market indicators to inform credit decision-making.

CPM is structured around four key pillars:

Risk Appetite / Limits

Stress Testing / Monitoring

Data / Reporting

Industry Research

Position Summary:

The Credit Portfolio Management team is seeking a qualified candidate to support the risk oversight of the firm’s wholesale lending portfolio. This individual will play a key role in risk monitoring, data analysis, and reporting activities that support sound credit risk decision-making.

Key Responsibilities:

Conduct proactive monitoring of obligors and sectors using market indicators to support credit decisions across a diverse client portfolio

Track and analyze daily movements in key market indicators such as CDS spreads, equity prices, and other metrics that may trigger credit rating actions or deeper analysis

Collaborate across credit and business teams to communicate credit risks and demonstrate sound judgment in risk identification

Prepare and update monthly reports highlighting portfolio trends and emerging risks for senior leadership and board-level discussions

Analyze market and vendor-sourced data, escalate discrepancies, and ensure data accuracy and consistency

Assist with the design, development, and delivery of portfolio-level risk reporting in collaboration with the Reporting team

Maintain and improve data integrations with external market sources; identify automation opportunities and support the implementation of technology solutions

Support process documentation and testing of key controls in alignment with portfolio credit risk management standards

Qualifications:

Bachelor’s degree in Finance, Accounting, Economics, or a related field; advanced degree (MBA) or CFA designation preferred

Minimum of 7 years of progressive experience in financial services; experience in Credit Risk Management is strongly preferred

Solid understanding of credit risk concepts including Probability of Default (PD) and Loss Given Default (LGD)

Familiarity with credit analytics tools such as Moody’s Analytics, Credit Benchmark, and similar platforms

Strong data handling skills; experience working with large and complex data sets

Proficiency in Excel, Access, SQL, Tableau, and Bloomberg

Highly detail-oriented with strong analytical and quantitative abilities; capable of quickly absorbing complex topics and delivering insights