Credit Analyst

POSITION SUMMARY Provide support to the Lending Department in the on-going credit evaluation of existing and prospective customers, including Commercial & Industrial and Investment Real Estate.

The Credit Analyst analyzes the financial health of commercial borrowers and is responsible for gathering and reviewing credit information making recommendations for credit lines based on required criteria.

The Credit Analyst interacts with a variety of professionals and represents the bank in interactions with clients and other professionals.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following.

Other duties may be assigned.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Prepare relationship, collateral, loan agreement compliance and profitability summaries Prepare industry research Prepare financial analysis memorandums Prepare loan memorandums Attend loan committee meeting to include presentation of credit requests Attend weekly sales meetings Research, identification and development of prospects Customer and prospect calls Develop information requests for credit and/or deposit and treasury service opportunities Prepare term sheets for credit requests Complete all required compliance training by established deadlines Regular and consistent attendance is an essential function of this position.

Perform other job duties and special projects as assigned Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job.

Duties, responsibilities and activities may change at any time with or without notice.

REQUIREMENTS Bachelor’s degree in Agricultural Economics, Finance, or Accounting Excellent customer service skills Strong communication skills, both verbal and written Excellent interpersonal skills Demonstrates an understanding of credit management, credit operations and commercial lending Ability to perform in a highly sensitive environment and maintain confidentiality High level of attention to detail, with strong problem solving and organization skills Ability to perform effectively in a fast-paced environment Working knowledge of Microsoft Office, with an emphasis on Work & Excel PREFERRED SKILLS N/A PHYSICAL REQUIREMENTS Constant use of computer screens Ability to operate a computer keyboard, use hand to finger, handle or feel, reach with hands and arms, and talk, see or hear Intermittently standing, stooping, bending at the waist, walking, kneeling or crouching Ability to sit and/or stand for long periods of time during the workday Long periods of typing and repetitive motion Ability to lift and/or move and carry 10 pounds LOCATION BancFirst Vinita, Ketchum or Grove **Acceptable candidate could be approved for some remote work outside the Vinita, Grove or Ketchum Banks and/or another convenient BancFirst location in Oklahoma.

Hometown service, statewide strength.

BancFirst is committed to investing in the future of Oklahoma communities.

BancFirst is a $14 billion bank offering personal and commercial products, trust, insurance, and investment services in sixty Oklahoma communities.

Employees enjoy excellent benefits and a learning environment that allows them to continuously improve their skills to deliver highly personalized service to customers.

EOE - BancFirst is an Equal Opportunity employer.

Diversity…Our differences enhance business performance.

Full Time