Escrow Officer

Local company is seeking a customer centric Escrow Officer- This person will facilitate timely closings in compliance with laws and regulations, while cultivating and maintaining excellent customer relations.

Assist Escrow Manager and Vice President in maintaining a positive, productive, and enjoyable work environment.

What will I be doing?

Read, study and comply with underwriting memos and other materials available regarding changes in laws, regulations, underwriting procedures, CFPB, RESPA, TDI rules and regulations, and ALTA Best Practices.

Have a clear understanding of all Rate and Procedural Rules contained in the Texas Title Insurance Basic Manual.Must be able to Interpret lender closing instructions and contracts to determine which rate/procedural rule and premium apply to each transaction Maintain timely education, licensing and renewal requirements per Texas Department of Insurance by completing CE courses as required by TDI as well as Fraud and Claims prevention classes Excellent working knowledge of matters regarding:Title – Liens, Judgements, Probate, Community and Homestead rights Property taxes – improved, unimproved, rollback, exemptions Assessments– HOA, MUD, PID, Utility Improvement, Public Utility District, Water Control District Closing – Contracts, legal documents, Power of attorney, FHA, VA, and Conventional requirements, balloon and ARM loans Proficient in ProForma, POA, Trust, LLC/Corp entities, and necessary documentation for each RON and Mobile Notary processes and documentation Cultivate and maintain excellent working relationships with sales staff, buyers, sellers, lenders, realtors, underwriters, vendors, as well as internal departments and staff Review surveys and updates for accuracy, encroachments and protrusions Accurately calculate recording fees Ensure all closing, underwriting and Schedule C requirements are met prior to closing Prepare Closing Disclosure or HUD-1 Settlement Statements in accordance with closings instructions, RESPA, CFPB, contract and company policies and procedures and CIF Perform closings in accordance with company policies and procedures Notarize legal documents in accordance with the State of Texas Secretary of State Notary Requirements Ensure all funding conditions and all funds are in the file prior to sending and accepting funds Timely reconcile all funds and disburse checks/wires in accordance with TDI, RESPA, CFPB, MEAPIC, underwriting and TPT Policies and Procedures Review Title Commitments for accuracy, vesting, liens, easements, etc.

Determine if ProForma is necessary.

Provide guidance to shippers and escrow assistants; assist and/or perform escrow assistant duties as necessary to ensure files are processed in accordance with company policies and procedures Ensure that all NPI policies and procedures are being followed by all staff.

Timely report all consumer, lender, or Realtor complaints to Escrow Manager within 24 hours of receipt or conversation Various other duties, as assigned Provide quality work according to our Core Values and Guiding Principles Abide by Core Values and Guiding Principles as well as all company policies and procedures Strict adherence to all company policies and procedures.

Tools and experience needed to be successful: 5 years of Escrow Officer experience High School diploma required RamQuest experience a plus Professional appearance and friendly attitude Multi-tasked oriented with keen attention to detail and accuracy Computer literate.

Proficient using Microsoft Word, Excel and Outlook Excellent communication skills, both verbal and written Able to handle a variety of customers professionally and cheerfully, even under pressure Strong problem solving skills Maintain confidentiality and discretion as a rule Ability to work confidently and professionally with Company managers and staff