Senior Full Stack Software Engineer, Offline Servicing

Credit Acceptance is proud to be an award-winning company with local and national workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a drive to succeed as professionals and together as a company. A great product, amazing people and our stable financial history have made us one of the largest used car finance companies nationally.

Our Engineering and Analytics Team Members utilize the latest technology to develop, monitor, and maintain complex practices that help optimize our success. Our Team Members value being challenged, are encouraged to express their ideas, and have the flexibility to enjoy work life balance. We build intrinsic value by partnering with all functions of our business to support their success and make strategic business decisions. We focus on professional development and continuous improvement while enjoying a casual work environment and Great Place to Work culture!

Outcomes and Activities:

This position will work from home; occasional planned travel to an assigned Southfield, Michigan office location may be required. However, this position is permitted to work at a Southfield, Michigan office location if requested by the team member

JavaScript experience, including concepts like state management, asynchronous programming, closures, types, and ES6

HTML/CSS experience, including concepts like layout, specificity, cross browser compatibility, and accessibility

Experience with browser APIs and optimizing front end performance

Expertise in modern TypeScript, JavaScript, React, and CSS

Experience working on Design Systems: building and maintaining reusable UI foundation and components

Experience with CI/CD systems and testing frameworks is a plus

Ability to design and implement heavily used services and systems

Strong collaboration and communication skills, both verbal and written

Strong desire to learn new technologies and systems

Conduct design and code reviews

Build new features and improve existing products

Develop a strong understanding of relevant product area, codebase, and/or systems

Competencies: The following items detail how you will be successful in this role.

Customer Empathy: Customer Empathy is the ability to understand the perspectives, pain points, and experiences of customers. It involves actively putting oneself in the customer's shoes, comprehending their needs and challenges, and using that understanding to provide a better, more customer-centric experience.

Engineering Excellence: Engineering Excellence is about bringing great craftsmanship and thought leadership to deliver an outstanding product that delights customers and solves for the business. This involves the pursuit and achievement of high standards, best practices, innovation, and superior solutions.

One Team: A One Team mindset refers to a collaborative approach across the organization, where individuals work together seamlessly, without boundaries, as a single, cohesive team. Shared goals, open communication and mutual support create a sense of collective purpose. This enables teams to navigate challenges and pursue shared objectives more effectively.

Owner's Mindset: Owner's Mindset involves adopting a set of behaviors that reflect a sense of responsibility, accountability, strategic thinking, and a proactive approach to managing your domain. As an owner, you understand the business and your domain(s) deeply and solve for the right outcome for the domain(s) and the business.

Requirements:

Bachelor's degree in Computer Science, Information Systems, or closely related field of study; or equivalent work experience

Minimum 5 years of software engineering experience or comparable depth of experience

Minimum 2 years developing web frontends

Strong understanding and use of one or more object-oriented programming languages and design patterns

In-depth usage and creation of application programming interfaces (API) and frameworks in their particular field: JSON, Rest/SOAP based Web Services, JUnit, and Jest

Experience using CI/CD technologies such as GitHub, GitHub Actions, Docker, and Kubernetes

Practical experience in Software Development Life Cycle (SDLC) including Agile/SCRUM and Waterfall

Practical experience in data modeling, design and messaging

Experience working on mission-critical enterprise class applications

Demonstrated ability to coach and mentor less experienced team members

Willingness to participate in an on-call rotation

Preferred:

Monolith to Microservices migration/decoupling experience

Experience in the lead role overseeing technical direction of a team of software engineering talent

Advanced understanding of IDEs, have the ability to navigate through them quickly and leverage advanced features to improve your performance

Experience in API security, analytics, throttling, caching, logging, request and response modifications

Experience in creating REST API documentation using Swagger or similar tools desirable

Ability to use DDL to create database objects and relationships, construct advanced queries, and optimize query performance

Financial services industry experience

Knowledge and Skills:

Ability to challenge the status quo and influence stakeholders to create innovative solutions

Be collaborative with other team members, seeking a diversity of thought to meet business outcomes

Bring a strong understanding of relevant and emerging technologies, provide input and coach team members and embed learning and innovation in the day-to-day

Ability to communicate complex technical information (both verbal and written) to all levels, including senior leadership

Target Compensation : A competitive base salary range from $130,047 - $190,736 . This position is eligible for an annual variable cash bonus, between 7.5 - 15%. Final compensation within the range is influenced by many factors including role-specific skills, depth and experience level, industry background, relevant education and certifications.

Candidates who reside in the following major metropolitan areas may be eligible for a premium on top of the posted range based on their specific zone: San Francisco, Seattle, Boston, New York City, Los Angeles and San Diego.

INDENGLP

Benefits

Excellent benefits package that includes 401(K) match, adoption assistance, parental leave, tuition reimbursement, comprehensive medical/ dental/vision and many nonstandard benefits that make us a Great Place to Work

Our Company Values:

To be successful in this role, Team Members need to be:

Positive by maintaining resiliency and focusing on solutions

Respectful by collaborating and actively listening

Insightful by cultivating innovation, accumulating business and role specific knowledge, demonstrating self-awareness and making quality decisions

Direct by effectively communicating and conveying courage

Earnest by taking accountability, applying feedback and effectively planning and priority setting

Expectations:

Remain compliant with our policies processes and legal guidelines

All other duties as assigned

Attendance as required by department

Advice !

We understand that your career search may look different than others. Our hiring team wants to make sure that this would be a fit not just for us, but for you long term. If you are actively looking or starting to explore new opportunities, send us your application!

P.S .

We have great details around our stats, success, history and more. We're proud of our culture and are happy to share why - let's talk!

Required degrees must have been earned at institutions of Higher Education which are accredited by the Council for Higher Education Accreditation or equivalent.

Credit Acceptance is dedicated to providing a safe and inclusive working environment for all. As part of our Culture of Compliance, we are proud to be an Equal Opportunity Employer and value our culturally diverse workforce. All qualified applicants will receive consideration for employment regardless of the person's age, race, color, religion, sex, gender, sexual orientation, gender identity, national origin, veteran or disability status, criminal history, or any other legally protected characteristic.

California Residents: Please click here for the California Consumer Privacy Act (CCPA) notice regarding the personal information Credit Acceptance may collect from you.

Permanent