Senior Quantitative Analyst, Emerging Risk Analytics

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Financial Intelligence Unit (FIU) Strategic Analytics Team (SAT). This position will assist in ensuring the Bank’s AML/BSA compliance program is appropriately aligned to the rapidly evolving financial crimes environment. The senior analyst will collaborate with the ERA Team Lead and partner across Enterprise Financial Crimes Compliance (EFCC) to evaluate internal and external financial crimes intelligence for opportunities to refine our detection of unusual or suspicious activity. The individual must possess strong analytical abilities, proficiency in data analytics, and expertise in financial crimes investigations.

Collaborate with various departments to evaluate intelligence and identify AML monitoring gaps.

Review Law Enforcement tips, such as FINCEN alerts, to develop reports covering AML red flags.

Analyze internal and external referrals of potentially suspicious activity (e.g., branch referrals, subpoenas) to identify AML trends or coverage gaps.

Develop data reporting to identify potential AML risks based on intelligence assessments.

Monitor ERA reports to determine if and when they should be incorporated into the BAU transaction monitoring program.

Partner with FIU Monitoring Management & Development team to incorporate ERA reporting into BAU transaction monitoring when appropriate.

Ensure evaluations of risks and decisions are appropriately supported and documented.

Basic Qualifications

- Bachelor's degree, or equivalent work experience

- Typically more than eight years of applicable experience

Preferred Skills/Experience

The ideal candidate should be self-driven, organized, and innovative, with exceptional analytical skills and a deep understanding of financial crimes, specifically AML risks. They should be able to independently collaborate to identify and address emerging AML risks and contribute to the overall success and responsiveness of the bank's AML/BSA compliance program.

Direct experience in financial crimes investigations strongly preferred

Familiarity with anomaly detection and semi-supervised learning algorithms

Experience with reporting/visualization tools such as Tableau or PowerBI

Bachelor’s degree in Finance, Accounting, or related field is required; advanced degree preferred

Strong analytical skills to evaluate processes and findings

Expertise in statistical data analytics

Familiarity with financial crimes, AML, or fraud investigations

Experience with analysis tools including Python/R, SQL, and SAS

Excellent communication and collaboration abilities

NOTE: This role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

Healthcare (medical, dental, vision)

Basic term and optional term life insurance

Short-term and long-term disability

Pregnancy disability and parental leave

401(k) and employer-funded retirement plan

Paid vacation (from two to five weeks depending on salary grade and tenure)

Up to 11 paid holiday opportunities

Adoption assistance

Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $111,605.00 - $131,300.00 - $144,430.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.