Mortgage Loan Processor

Job Description

As a Mortgage Loan Processor at our local mortgage brokerage, Key Mortgage Ink, you will be responsible for managing residential loan files from application to funding. You will ensure the timely and accurate processing of loans through third-party wholesale lenders, coordinating closely with borrowers, loan officers, lenders, and third-party vendors.

In this role, you will also maintain professional and prompt communication with title companies, real estate agents, and clients to facilitate a smooth and efficient loan process. Attention to detail, strong organizational skills, and the ability to navigate lender-specific and investor requirements are essential for success in this position.Compensation:

$45,000 - $65,000 yearlyResponsibilities:

Review new loan submissions for completeness and accuracy, ensuring all required documentation is collected based on lender and loan program guidelines.

Work with multiple wholesale lenders, understanding and adhering to each lender’s submission, underwriting, and closing procedures.

Communicate with borrowers to request outstanding documentation and provide updates throughout the loan process.

Order and track third-party services such as appraisals, title work, VOEs, and HOI.

Upload complete loan packages to wholesale lender portals and manage pipeline through approval, conditions, and closing.

Identify and resolve issues that may delay approval or funding, proactively communicating with all parties.

Clear lender conditions and resubmit documentation for final approval.

Maintain detailed, organized loan files in the broker’s loan origination system.

Ensure compliance with RESPA, TRID, and other applicable federal/state mortgage regulations.

Support loan officers by helping structure files for successful approval with appropriate lenders and programs.Qualifications:

Minimum of 2+ years loan processing experience required

Strong analytical and time management skills and superior attention to detail

High school diploma or GED required - Associate’s degree in accounting, finance, or business preferred

FHA, FHLB, FNMA, or VA loan product knowledge and mortgage lending experience required

Excellent written and verbal communication skills are a requirementAbout Company

Key Mortgage Ink is a mortgage brokerage in Plymouth, MI. We have assisted thousands of Michigan homebuyers in the past 10 years. Our company is referral-based, so the experience that our buyers and real estate agents receive is second to none. We offer a unique lending experience that goes beyond the transaction. We are looking for the right person who is as passionate about delivering the perfect loan experience as we are.

Full-time