Credit Analyst

Job Description

Are you ready to turn your passion for finance into a purpose-driven career?

Kohler Credit Union is on the hunt for a motivated Credit Analyst with 0-2 years of experience to join our team at our Corporate Center in Sheboygan. This onsite role comes with a competitive salary of $55,000-$65,000 and the chance to play a key role in supporting local businesses while growing your finance career from day one.

In this role, you'll dive into financial data, assess credit risk, and help make smart, strategic loan decisions that fuel community growth. Join a team that values collaboration and community development!

Why You'll Love Working at Kohler Credit Union:

At Kohler Credit Union, we're dedicated to fostering both your professional and personal growth. We offer a fulfilling career with a competitive salary of $55,000-$65,000, along with comprehensive benefits including health, dental, and vision insurance, retirement plans, and generous paid time off. Enjoy a strong work-life balance, ongoing learning opportunities, and a collaborative, inclusive culture where your ideas are valued and your contributions make a real impact. As a mission-driven organization, we prioritize your well-being and are committed to helping you thrive as a valued member of our team.

What You'll Do: As a Credit Analyst, you'll evaluate the creditworthiness of businesses applying for loans by analyzing financial statements, assessing credit risk, and ensuring compliance with policies. You'll work closely with our commercial lending team to support informed lending decisions.

Your Day-to-Day Responsibilities:

Credit Risk & Loan Assessment: Analyze financial statements, tax returns, cash flow projections, and other financial data to assess the creditworthiness of loan applicants. Underwrite loans by evaluating credit requests, collateral, industry trends, and guarantor profiles, ensuring compliance with internal policies and risk guidelines.

Loan Approval & Risk Evaluation: Assess loan risks and make recommendations for the approval, modification, or denial of credit requests, ensuring alignment with the credit union's risk management strategy.

Portfolio Management & Compliance: Monitor commercial loan portfolios to ensure compliance with loan terms, conditions, and regulatory requirements while maintaining accurate and complete documentation.

Industry Research & Market Insights: Perform industry and market research to evaluate external factors impacting credit decisions and provide valuable insights to support lending strategies.

Collaboration & Communication: Communicate findings and recommendations clearly to loan officers and management, contributing to informed decision-making and streamlined processes.

Ongoing Learning & Best Practices: Stay current on regulatory guidelines, industry trends, and best practices in credit analysis to continuously enhance decision-making processes.

What We're Looking For:

Education: Bachelor's Degree in Finance, Accounting, Economics, or a related field.

Experience: 0-2 years of experience in commercial credit analysis, financial analysis, or a similar role within a financial institution.

Skills: Strong analytical and problem-solving skills & basic understanding of financial statements and credit analysis techniques

What Kohler Credit Union Offers:

Comprehensive Benefits: Medical, Dental, Vision, 401k, Life Insurance, Health Savings Account, Flexible Spending Account, Paid Time Off, Pension, and more!

Competitive Salary: $55,000-$65,000

Educational Support: Tuition reimbursement to foster your professional development.

Applicants must be legally authorized to work in the U.S. without current or future visa sponsorship.

Job Posted by ApplicantPro

Full-time

Hybrid remote