Job Description
Benefits:
401(k) matching
Health insurance
Paid time off
JOB TITLE: Commercial Loan Processor
REPORTS TO: Commercial Loan Operations Manager
POSITION SUMMARY: Provides accurate and timely support to the lending staff for processing commercial loans and perfecting collateral while ensuring applicable policies, procedures and regulations are followed. Interaction with internal and external customers is expected to provide an exceptional customer experience at all times.
PRIMARY ACCOUNTABILITIES AND RESPONSIBILITIES:
Processes and maintains commercial loan documentation and files, in a timely and accurate manner. Has oversight and accountability for commercial loan operations. Serves as the Banks subject matter expert relating to commercial loan processing.
Compiles, sorts and verifies accuracy of data used for the completion of loan documentation. Request title and lien searches to perfect collateral. Establishes and organizes credit files. Makes contacts to resolve questions, inconsistencies or missing data.
Establishes and organizes the credit file and forwards the closed loan file to Loan Adminstration/Support.
Answers external and internal customer inquiries for loan questions, ensuring prompt and accurate problem resolution occurs to ensure satisfactory customer service.SECONDARY ACCOUNTABILITIES:
Is well-versed on new developments and trends pertaining to related regulations.
Seeks opportunities to strengthen ties between the Bank and the community and maintains a positive, professional, and respectful image of the Bank.
Performs other duties as may be assigned by Board or Supervisor.ROLE QUALIFICATIONS:
Education
High school diploma or general education degree (GED)
Banking related education is preferredExperience
One year banking and/or loan operations experience is preferredOther Skills & Abilities
Proficient computer skills to include Word and Excel
Strong attention to detail, with a focus on accuracy and work quality
Effective problem solving and decision making skills
Ability to multi-task and handle changing priorities in a deadline oriented environment
Proficient verbal and written communication skills
Strong data entry skills
Analytical and problem solving skills
Customer service focus
The ability to contribute in a team environment, ensuring that departmental and individual goals are metPerformance Measures
Accuracy of work
Timeliness of work
Ability to meet productivity standards
Adherence to all applicable Bank proceduresWORKING CONDITIONS:
Work is performed largely within the Bank, community, and at customer sites with limited chance for personal injury. Prolonged and frequent mental and visual concentration required. Periodic stressful situations in response to multiple priorities within established deadlines. Work hours are generally during normal business hours. Unscheduled evening and weekend work will be needed to meet the needs of customers and employees. Occasional out-of-town and overnight business travel is required.
Full-time