Mortgage Loan Officer - Spanish Speaking

Classification: Hourly SUMMARY A Mortgage Loan Officer is responsible for originating 1st Mortgage Loans, Home Equity Loans, and Home Equity Lines of Credit (HELOC) in accordance with Agency and investor guidelines.

The successful candidate provides information on credit union products and services to potential borrowers according to all credit union policies and procedures as well as Federal and State rules and regulations.

Interviews all applicants for real estate loans.

Prepares, analyzes, processes and documents all required forms and related documents for real-estate loans.

Approves or denies loan applications based on analysis of each applicant's background.

Responsible for promoting credit union products and services to ensure meeting productivity goals.

Accountable for all the conditions set forth in the Compensation Agreement.

ESSENTIAL DUTIES AND RESPONSIBILITIES * Assists the member in determining and recommending the proper loan program that meets their needs.

Completing accurate and thorough loan applications.

Establishing membership when applicable and gathering the necessary paperwork, including income, assets, and any relative documentation to begin the loanprocess.

* Follow up on leads and generating referrals from past members for new business.

* Cultivating relationships with community groups, real estate agents, financial planners, accountants, and others to bring in newbusiness.

* Manage pipeline by communicating with the real estate operations team.

In addition to, gathering additional documentation when necessary and providing timely updates to members.

QUALIFICATIONS, EDUCATION and/or EXPERIENCE To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.

The requirements listed below are representative of the knowledge, skill, and/or ability required.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

* High school diploma or its equivalent is required.

* Three (3) years' experience working in a sales environment or in a similar position in the mortgage lending industry is required.

* Two years' experience with conforming, nonconforming, and alternative loan products and pricing is strongly preferred.

* Undergraduate degree with major coursework in accounting, finance, marketing, or a related field is preferred.

Qualifications WORK-LIFE BALANCE * Vacation (10+ or Minimum Days) * Sick (8Days) * Holidays (11Days & 1/2Day Christmas Eve) * Birthday & Anniversary Day Off * Specialized Paid Time Off (Jury Duty, Bereavement, etc.) * Community Volunteer Events * Social Events & Outings * Event & Venue Discounts WEALTH INCENTIVES * Competitive Pay * Stakeholders * 401k Dollar-for-Dollar Match up to 6% (after one year of service) * Business Attire Allowance * Annual Performance Review & Increase * Wellness Incentive * Tuition Reimbursement * Awards, Recognition's & Incentives * Free Checking & Savings Accounts * Discounted Employee Loan Rates HEALTH AND WELLNESS * Kaiser and Cigna Medical & Prescription Plans * Dental & Vision * Fitness Challenges & Gym Access * Onsite Wellness Progr