Company Profile
Fusion Microfinance is an Indian NBFC – MFI set up in 2010 which provides financial services with customized solutions to the unbanked and underprivileged women entrepreneurs belonging to the economically and socially deprived sections of the society. Operating in 20 states covered by 1100+ branches with AUM of over INR 10,000 Crores. Fusion has made a positive transformation in more than 3.64 million households, generating employment for 5000+ rural youth. Fusion is the youngest Company to be in the 'Top 10 MFI in India. We have been certified Great Place To Work. Our CRISIL A/Stable rating continues to reflect on our strengths.
Job Purpose
To develop methodology and mechanisms to monitor and control Credit, Market and Liquidity risk within the organization and develop early warning signals for monitoring the risk profile to ensure that proactive measures can be taken on timely basis.
Functional Responsibilities
Development of models for credit risk for predictive analysis
Development of score card for credit products
Understanding of data structures and query languages like SQL
Good understanding of common data science and Analytics toolkits such as R, Python, SAS, Tableau etc.
Excellent applied statistics skills, such as distributions, statistical testing, regression, etc.
Need to build machine learning (ML) and artificial intelligence (AI) tools that automate certain processes within the company
Qualifications
Degree in Mathematics and Statistics / Computer Science / Engineering
Experience
Minimum 3 Years of experience in financial sector
Functional Competencies
Good understanding of financial sector with technical understanding of various financial models
Analytical mindset
Understanding of Credit underwriting and market risk management process
Behavioral Competencies
Interpersonal and organizational skills
Critical Thinking / Problem Solving
Teamwork / Collaboration.
Adaptability / Decisiveness