Mortgage Loan Officer

Job Description

This position is located in Shreveport, LA, 71106.

The Loan Officer is responsible for making sales. This position requires strong sales and marketing skills, excellent communication and detailed follow-through. A Loan Officer is responsible for self-sourcing high quality loans, while providing excellent customer service. Must be able to identify opportunities and to develop strong business relationships with realtors, builders and other business partners. Sales experience preferred but not required.

Job Requirements:

GED or High School diploma

Must be customarily and regularly engaged away from the employer’s place of business engaging in sales activities

Ability to build relationships with realtors, agents, brokers, builders, customers, title companies, insurance companies and other outside referral sources

Ability to organize, prioritize and handle a high volume of loans in the pipeline all in various stages of the loan life cycle

Ability to manage multiple contacts handling the loan at different stages

Ability to obtain Safe Act certification

Sales-oriented

Excellent verbal and written communication skills

Good problem solving and negotiating skills

Strong organizational skills

Strong time management skills

Strong analytical skills

Detail oriented

Proficient in Microsoft Office including Word and Outlook

Preferred:

Bachelor’s degree preferably in a business-related field. Four years of related experience can be substituted for the degree.

Mortgage lending industry experience

Previous background in business, sales, marketing or management

General knowledge of the processing and underwriting functions

General knowledge of investor procedures/guidelines

Encompass experience

Specific Job Functions:

Supervises Loan Officer Associates

Develop new business by utilizing various methods that may include but not limited to: attending/sponsoring community or marketing events and realtor open houses, hosting realtor appreciation breakfasts/lunches/dinners, attending/conducting continuing education classes, attending/hosting broker tours, maintaining social networking sites, and cold-calling agents

Send email blasts to realtors, agents, brokers, and builders with new products and/or rates

Take complete and accurate loan applications and submit to Processing

Analyze and understand pay stubs and tax returns and calculate debt, business income and rental income to understand and explain to a loan applicant why their loan was approved/not approved

Follow credit guidelines to understand findings from credit reports

Order appraisal and title fees

Request required documents from customers

Communicate changes to processing department

Review and initial fee sheet

Review Closing Disclosure

Attend closing or be available by phone, when possible

Assist with clearing investor conditions to get loan purchased

Complies with regulatory rules and regulations, evidenced through successful completion of training and demonstrated ability

Performs other duties as appointed by management

NOLA Lending Group, a division of Fidelity Bank, is an Equal Opportunity and Affirmative Action Employer/Veterans/Disabled. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.