Mortgage Loan Processor

Job Description

Are you looking for a rewarding career with an organization that puts people first? Credit Union of Georgia is looking for a talented mortgage loan processor to help lead our growing mortgage department.

The role of the Mortgage Processor will encompass both mortgage processing and servicing duties. This individual has the responsibility of verifying and evaluating loan documentation, requesting loan services, and preparing loan file packages for underwriting review. Along with assisting with administrative aspects of mortgage servicing such as processing payment files, monitoring escrow accounts, compiling monthly remittance information for investors, and answering member service questions.

This is an on-site opportunity.

Responsibilities

Responsible for upholding and adhering to Credit Union of Georgia brand standards including following all the steps of our unique member journEASE experience and to Engage, Ask, Solve, and Excite and deliver top level member service every time.

Receive and screen loan applications; request and analyze loan services (credit, appraisal, flood, and secondary market automated underwriting findings). Gather financial data. Submit qualified applications to underwriting for approval; provide the underwriter with additional information as required.

Serve as liaison between loan officer and underwriter double-checking all essential guidelines and conditions related to each loan before and after approval. Ensuring that supporting documentation and records are accurately prepared according to credit union policies and procedures.

Assist in maintaining mortgage servicing escrow records, input and disbursement of tax and insurance information, preparation of servicing disclosures, and prompt posting of mortgage payments and payoffs.

Research, prepare records and reports regarding loan origination, closing, and servicing activities as needed.

Build and maintain successful internal and external member relationships by adhering to loan processing and servicing time constraints. Provide prompt responses and solutions to all member service needs while maintaining financial privacy requirements.

Each member of the team should be able to communicate efficiently and openly to achieve goals in a collaborative, positive manner. Team member will demonstrate flexibility and serve as back-up in other mortgage roles, as needed.

Develop a thorough working knowledge of all aspects of mortgage lending and servicing. In addition, maintain knowledge of Credit Union of Georgia products and services to look for cross-sell opportunities.

Complete additional training when assigned to stay abreast of compliance, guidelines, servicing, and market changes.

Comply with all Credit Union policies and procedures, applicable laws, and regulations, including but not limited to, the SAFE Act, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.

Other duties as assigned by Mortgage Management.

Experience

Two years of similar or related experience.

Prior lending, underwriting, and credit experience preferred.

Education/Certifications/Licenses

A two-year college degree or completion of a specialized course of study at a business or trade school is preferred.

Incumbents are required to maintain their registration active, and current, with the National Mortgage Licensing System (NMLS) throughout their employment.

Credit Union of Georgia is an equal opportunity employer

No recruiters. No phone calls please.

Company Description

We serve our local communities by providing financial solutions and guidance for every stage of life.