Principal Accountabilities
(Accountabilities associated with the job)
• Handling a Team of Underwriters for Underwriting of Medical and Non-Medical cases as per the guidelines
• Assessment of risk as per the company's philosophy and supporting guidelines.
• Adhering to agreed TAT for processing of cases.
• Maintaining & control of quality of underwriting
• Participating and revision of guidelines, manuals, forms etc.,
• Identification of issues & solutions pertaining to process.
• Initiation of transformation projects & timely delivery with co-ordination with other stakeholders.
• Manage Channel level sales queries, exception approvals.
• Co-ordination with Re-insurer for guidelines.
• Allocation of underwriting authority limits to underwriters as per guidelines and process
• Managing Centralized and Decentralized underwriting audits, responsible for accuracy compliance.
• Managing Retail underwriting activity ensuring the TATs and Quality percentages are complied with.
• Managing the responsibility of designing/modifying the existing Underwriting guidelines of Life Insurance