Mortgage Loan Officer - Denver, CO

Location:3410 E 1st Avenue - Denver, Colorado 80206

We have multiple openings in and around the Denver MSA area for Mortgage Loan

Officers looking to join KeyBank's Home Lending team. Following is the job

description; however, the ideal candidates will be Denver-market savvy and

have a current production history. Additionally, for those experienced with

Private Wealth or Community Development (CRA) lending we would love to

have the opportunity to chat!

Job Summary

The Mortgage Loan Officer (MLO) assists clients with the origination of

residential mortgage loans, including providing analysis and advice to

current and prospective clients on home lending solutions that meet their

needs and financial objectives. The MLO is expected to develop referrals as a

means to grow Key's home lending business and client base. The MLO is

expected to meet or exceed established sales goals while maintaining high

standards of client satisfaction and loan quality.

Responsibilities

Prospects home lending business to build and develop new client loan

originations and relationships and new originations. This can include

developing internal referral relationships as well as developing external

centers of influence to refer home lending opportunity

Originate and process 1-4 family residential real estate mortgage transactions

in accordance with Home Lending process and product guidelines

Responsible for gathering documents at the time of registering a loan and is

expected to remain, the primary point of contact for the client during the

duration of the loan process

This person is to maintain high standards of client satisfaction and

quality, ensure sales/originator systems and workflows are efficiently

controlled.

Develops and maintains in-depth knowledge of products and services as well as

knowledge of competitors and competitive products while serving as the subject

matter expert within the market

Maintains proficiency on sales/originator systems and develop and maintain

efficient workflows

Keeps informed of trends and developments in the real estate market and

mortgage industry

Ability to foster internal and external relationships.

Performs other duties as assigned; duties, responsibilities and/or

activities may change or new ones may be assigned at any time with or without

n

Complies with all KeyBank policies and procedures, including without

limitation, acting professionally at all times, conducting business

ethically, avoiding conflicts of interest, and acting in the best

interests of Key's clients and Key.

Education Qualifications

Bachelor's Degree Business related field or equivalent experience (preferred)

Experience Qualifications

3+ years Experience as a loan officer in 1st mortgage production (preferred)

3+ years Working knowledge of FNMA, FHLMC, FHA, VA, TIL

regulations, Equal Credit Opportunity Act, RESPA regulations, local and

state real estate and finance laws (preferred)

Tactical Skills

Excellent communication skills both written and verbal

Demonstrated strong customer service skills

Proficient in sales and service skills; including tele-consulting,

prospecting, networking and COI relationship management.

Strong financial acumen

Personal Skills

Emotional Intelligence: Describes the concepts and underlying tenets of

emotional intelligence (EI) as a skill and cites examples as to the impact

of EI on business results

Practical Skills

Business Acumen: Works to understand the business priorities of internal and

external clients and can describe relevant profitability drivers and

considerations

Oral & Written Communication: Develops a clear, complete understanding

of needs and problems through careful listening, probing, reflecting,

and summarizing; conducts discussions that are sincere and fully expressed

Core Competencies

All KeyBank employees are expected to demonstrate Key's Values and sustain

proficiency in identified Leadership Competencies.

Phys cal Demands

General Office - Prolonged sitting, ability to communicate face to face in

person or on the phone with teammates and clients, frequent use of

PC/laptop, occasional lifting/pushing/pulling of backpacks, computer

bags up to 10 lbs.

Driving Requirements

May need to drive to multiple locations in a single day; ability to operate

a motor vehicle with a valid driver's license required.

COMPENSATION AND BENEFITS

This position is eligible to earn an hourly rate of $15per hour.

Compensation for this role also includesshort-term incentive compensation

subject to individual and company performance.

Please click for a list of benefits for which this position is eligible.

Job Posting Expiration Date: 03/29/2024

KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to

building a diverse, equitable and inclusive culture. All qualified