Loan Processor Utility - Charge Off Support

Job Description

Description:

Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee.

Performs daily charge-off support functions. Responds to service requests, handle phone call inquiries, calculates loan payments and balances, perform job related administrative functions, assists with special projects and performs additional job related duties as required. Must possess strong interpersonal, organizational, customer service and analytical skills. Can work independently with limited supervision. Ability to thrive in an intense working environment and meet productivity deadlines. Proven decision-making skills required. Good verbal and written communication skills a must.

Provide support for banks Consumer and Commercial Loan Adjustment Departments

Proficient with MS Access, Excel & Word

Answer phone calls/emails from Officers regarding charge off related items

Applying payments to each bank correct General Ledger Accounts

Processing Charge-offs (C/O) and Recoveries within deadline

Processing special C/O requests: Contra Reversal, OREO

Prepare Projection Report for distribution to LAD Manager as assigned

Verification of Lien Release, Reconveyance, UCC Termination, Assignment of Life Insurance requests

Prepare & distribute Storage Labels for both LAD offices, data input to corresponding database

Prepare & Pay Repo Invoices

Liaison between internal/external auditors

Research information within bank systems and files

Daily balancing to specific GL’s

Preparing Fee Worksheets and Transfers

Scanning

Month end Board Reports, OREO certifications

Monthly Balance Offs

Notary, is a plus

Requirements:

Solid computer skills with experience working with different system applications including Microsoft Word and Excel.

Comfort and confidence in working directly with senior banking staff.

Excellent verbal and written communication including spelling and grammar.

PC and typing proficiency, organizational and analytical skills.

EOE

Westamerica Bank's Privacy Policy may be found at: