Fair Lending Analyst

Join the company defining what it means to be an Impact Lender!

Mortgages are what we do, but that doesn't define who we are. In 2008, Movement disrupted the industry with the innovative 6-7-1 mortgage process. In 2023, we pioneered again, helping launch Impact Lending – a new category of lending. Any mortgage lender that commits at least 10% of its profits to helping the neighborhoods it serves is an Impact Lender.

At Movement, we are Impact Lenders. We give 40%-50% of our profits to making an impact in our communities. For us, purpose and people have always come before profit.

Ready to disrupt the mortgage industry with us as a Fair Lending Analyst? Then we think it’s time for you to begin your #myMovement story.

What You Need To Know

The Fair Lending Analyst will be responsible for performing the day-to-day oversight of the Fair Lending data collection for Movement Mortgage, consistent with the requirements for Fair Lending regulatory compliance. This member of the Compliance Department will perform Secondary Quality Control review of the Fair Lending files within the software as well as assist in preparing loan data for quarterly HMDA LAR reporting.

Support Movement Mortgage’s existing Fair Lending infrastructure by providing detailed analytics and reporting and making policy recommendations

Perform UDAAP / Fair Lending monitoring and data analysis primarily through interpretation and analysis of loan level data

Perform complex fair lending compliance reviews and analyze the fair lending risk associated with underwriting, pricing, and servicing; including comparative file/matched pair analysis

Assist with completion and maintenance of risk assessments

Work with Compliance leadership to monitor changes in industry standard Fair Lending Reporting requirement and best practices

Helps to maintain procedures on the end-to-end process of collecting data for Fair Lending analysis

Perform root cause analysis and assist in corrective action planning

Provide subject matter expertise in regulatory reporting requirements to prepare and audit the quarterly HMDA LAR

Keep abreast of industry activities related to regulatory compliance, including recent CFPB, state, other regulatory activity

Provide excellent customer service to internal and external clients

What We Are Looking For

Bachelor’s degree from four-year institution required. Candidates with a major in Statistics, Mathematics, Economics, or Finance will be strongly considered

Must be familiar with Fair Housing Act, ECOA and HMDA regulations

Understanding of consumer loan documentation, loan servicing and/or loan operations

Experience with underwriting and pricing, which will be used in performing fair lending comparative file reviews is preferred

Critical thinking and the ability to “connect the dots” of multiple data points across multiple business units to develop a comprehensive assessment of fair lending risk

Proficiency in Microsoft Excel required

Audit-related and/or risk and control testing experience in a financial services environment, preferably mortgage

Ability to maintain the highest level of confidentiality

Excellent written and verbal communication skills

Ability to prioritize tasks and work both independently and within a team, in a fast-paced environment

Proficiency with MS Office (Word, PowerPoint, SharePoint)

Experience with Mortgage Director and RiskExec

Even Better

2+ years’ audit-related and/or risk and control testing experience in a financial services environment, preferably mortgage

Relevant certification (CRCP, CRCM, etc.)

The expected salary range for this position is between:$75,000.00 - $95,000.00

The range for the position in other geographies may vary based on market differences. The actual compensation will be determined based on experience and other factors permitted by law.

We also offer a benefits package that includes:

Competitive pay

Benefits Offered: Medical, Dental, Vision, Life, Disability, Critical Care, Hospitalization, HSA, FSA, DCFSA and QTE

Retirement plan: 401(k) and Roth

Paid Time Off: 16 days front loaded. Prorated based on the start date month

11.5 paid holidays per year

Employee assistance program

Excellent career growth opportunity

Fun, team-focused working environment

Employee driven community outreach program

The application window is anticipated to close on:July 1, 2024

We’re definitely not your average mortgage company. When you’re ready to grow your career AND your impact, we’re ready for you. We’re also one of the nation’s top lenders and are redefining corporate culture. We work hard, we have fun, we invest in our people and we make a difference. Sound like a plan? Good. Learn more at

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