MORTGAGE LOAN OFFICER

Job Description

BayCoast Mortgage is a fast growing Massachusetts company owned by BayCoast Bank, est. 1851. As a wholly owned subsidiary of a bank we have portfolio lending flexibility in addition to being a full-service lender serving the majority of the East Coast. We are committed to being one of the best workplaces in the industry. BayCoast offers a dynamic work environment and excellent opportunities for internal and professional development. We currently have a variety of rewarding career opportunities available in our Mortgage Department in Swansea, MA.

Available Positions:

Mortgage Loan Originator (inside/outside sales)

Essential Mortgage Loan Originator Functions:

Maintain and originate through branch and subsidiary provided leads (25+ physical locations).

Utilize cutting edge technology to originate digital provided leads.

Utilize Salesforce to maintain customer and COI relationships.

Source and originate mortgage loans and manage the client experience from origination to closing.

Establish a strong presence including developing relationships with Realtors and Community Groups; some inbound and outbound sales calling and field visits may be necessary.

Participate in all steps related to the origination of a mortgage loan including meeting with prospects, counseling borrowers, taking mortgage applications electronically and face-to-face as well as by mail and phone.

Attend seminars, shows, community outreach events and other events to raise consumer awareness of our products and services.

Stay current with changes and new products and learn various borrowing programs and processes.

Learn and utilize LOS (MortgageBot), as well as various third party provider applications.

Adhere to all federal and state compliance guidelines relative to the position.

Minimum Qualifications:

High school diploma with 3–5 years mortgage experience or a bachelor's degree.

12-24 months of experience as a Loan Officer, Loan Officer Assistant or Loan Processor.

Mortgage Loan Service Registry (NMLS).

Working knowledge of all state and federal mortgage regulations.

Strong written and oral communication skills.

Working knowledge of windows-based applications, including Microsoft Excel and web based applications, including LeadMailbox.

Must possess superior customer service skills.

Excellent customer service and listening skills.

Public speaking skills.

Desired Skills & Experience

Solid math skills.

Genuine interest in local, regional and national real estate markets

Ability to multi-task in a fast paced environment.

Good organizational and analytical skills.

Strong written and oral communication skills.

Competitive benefits, including:

Customized commission structure

Signing bonus

Access to Loan Officer Assistant, Processor and Team Leader

Medical and Dental Insurance

401(k) Plan

Pension Plan

Subsidized Short/Long Term Disability, Life and AD&D Insurance

Voluntary Benefits including Life, Accident, and Cancer Insurance

Flexible Spending Accounts

Health Savings Accounts

Tuition Reimbursement

Student Loan Pay Down Benefit

Generous Paid Time Off

Employee Assistance Program (EAP)

Volunteer Time

MLO positions are commission based.

BayCoast Mortgage is an Equal Opportunity Employer. BayCoast Mortgage is a wholly owned subsidiary of BayCoast Bank.