Senior Credit Assessor

Our team of finance experts have combined experience of more than 50 years in the Financial Service industry. Our finance experts specialized not

just in Residential Lending but Self-Managed Super Fund, Business Loans, Commercial Lending, Unsecured Lending, Asset Finance and Project Finance as well. We love to work hard and achieve great outcomes for our clients.

Young and dynamic start-up company, looking for someone to work with us who loves all things customer care. The purpose of the Senior Credit Assessor role is to assess loans prior to submission to the credit analyst for review. You will also assist with pre/post settlement enquiries with brokers and lenders. We have built an amazing culture at the company – some companies say they have a great culture, but we choose to show it through our actions everyday.

It’s about team – we enjoy working with each other and that shows in the results we achieve together month-on-month. We go on retreats and no work allowed! We ask for ideas on how we can grow and improve, and we action them. We’re a compassionate team who enjoys each other’s company and love to share our knowledge and work together. So, if you’re someone who is service orientated, enjoys working in detail and talking with stakeholders, you’re the person to work with us! Read through the Position Description below to get a better idea of the role on offer and the type of person we’re looking to work with.

Once you’ve applied, we will contact you via email to step you through our recruitment process. We want people who will live our values with us. Values like being curious, being transparent, collaborate, innovate, showing compassion, and having fun!

Key Responsibilities:

Salesforce data entry and LoanApp management

Download the documents – ensure they are present and valid, including renaming the documents

Create leads and convert to opportunities

Push to funder application – ensure all the details are accurate

Submit application to funder

Sent credit guides if applicable

Management of valuation report

Issue invoices

Order valuation

Follow up

Generate credit reports and complete title search

Complete KYC – IDyou or IDkit

Complete application forms and sending for signatures

Complete funding table and servicing calculator

Draft credit proposal for credit assessment

Credit assessment – assessing applications prior to submission to the credit analyst for review

Complete risk and fraud assessments

Review credit limits in line with the company's policies and procedures

Recommend for approval/decline

Complete cover sheets

Dealing with underwriter MIR and queries

Issue formal approval or decline letter

Assist with Pre & Post settlement enquiries

Ad hoc task as necessary

Guide the junior assessor and pre-assessment team if required

Requirements

Required skills/experiences:

Bachelor’s degree in finance, accounting, or other business-related fields

Minimum 2 years of strong credit experience

Ability to manage competing deadlines effectively for fast-paced work environment, with varying degrees of supervision

Strong attention to detail and ability to notice discrepancies in data

Strong understanding of the credit policy

Strong problem-solving, mathematical, comprehension and analytical skills

Independent in decision-making

Effective communicator and customer eccentric skills

Required: Languages

English

Mandarin (Beneficial but not required)

Required: Behaviours

Critical Thinking

Consistent and methodical approach

Attention to detail

Persistent

Problem Solving

Love learning

Team Orientated

Stakeholder Orientated – Excellent communicator

Growth mindset